6478 Cornwall Dr, Unit 25, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6478 Cornwall Dr, Unit 25, Eldersburg, MD 21784

Property Summary

Property Type	Condominium
Details	built 2009
Lot Size	0.013 acres (573 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Sep 2025)
Tax Bill	$3,498 (2026)
Deeds & Mortgages	May 2023 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-147743`

Property Details

APN / Parcel Number

Primary APN	`05-147743`
Alternative APN	`147743`

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	573 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	147743
Street Address	6478 CORNWALL DR, 25
City	SYKESVILLE
State	MD
Zip	21784-6694
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-750
Legal Description	UNIT 25 6478 CORNWALL DR 51-211/ RESERVOIR RIDGE CONDO I
Legal Subdivision	RESERVOIR RIDGE LAND CONDOMINIUM
Legal Lot Number	UN 25
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3011
Census Tract	507702

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6478 CORNWALL DR, 25, SYKESVILLE, MD 21784-6694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Sep 16, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Book / Page	11568 / 357
Prior Transfer Date	Mar 6, 2015
Prior Transfer Doc	0081490339
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6478 CORNWALL DR UNIT 25, 25, ELDERSBURG, MD 21784-6694
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 MACINTOSH CIR, JOPPA, MD 21085-5403
Investor	Possibly a Property Investor

Mortgage

Document Number	0110310236
Date	May 16, 2023
Book Page	11031/236

Lender

Name	FULTON BANK NA
Type	Bank
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 16, 2025
Property Address	6478 CORNWALL DR UNIT 25, 25, ELDERSBURG, MD 21784-6694
Document Number	0115680357
Book / Page	11568 / 357
Map Reference	MB DBS 51 FO 211&212
Instrument Date	Sep 10, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	LANDS ABSTRACTS LLC, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$767.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6478 CORNWALL DR UNIT 25, 25, ELDERSBURG, MD 21784-6694

Mortgage

Document Number	0011568364
Date	Sep 16, 2025
Instrument	11568/364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,498.00 (+8.33%)	$311,667 (+8.09%)	$335,000 (-) Land $100,000 Building $235,000
2025	$3,229.00 (+11.34%)	$288,333 (+12.34%)	$335,000 (+26.42%) Land $100,000 Building $235,000
2023	$2,900.00	$256,667	$265,000 Land $100,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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