Kenton County property record for 6477 Lakearbor Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · built 2023 |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Feb 2024) |
| Tax Bill | $4,640 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00-05-023.00 |
| Primary APN | 046-00-05-023.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 6477 LAKEARBOR DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS AT LAKEFIELD LOT 23 SEC 3 |
| Legal Subdivision | WOODS AT LAKEFIELD |
| Legal Phase | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 66802 |
6477 Lakearbor Dr is owned and occupied by two individuals who bought it in February 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6477 LAKEARBOR DR, INDEPENDENCE, KY 41051-8353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ONPOINT HOME LENDING |
| Feb 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage ONPOINT HOME LENDING |
| Jun 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 7, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2024 · Amount on File |
| Deed Sale | Feb 8, 2024 · Amount on File |
| Prior Sale | Jun 29, 2023 · Amount on File |
| Deed Document Number | 2024107 |
| Deed Book / Page | 268 / 821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 6477 LAKEARBOR DR, INDEPENDENCE, KY 41051-8353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | UNKNOWN, ATS |
| Name | Verified Name |
|---|---|
| Address | 6477 LAKEARBOR DR, INDEPENDENCE, KY 41051-8353 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000482 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | KCM 724/572 |
| Instrument | 26059000000482 |
| Name | ONPOINT HOME LENDING |
|---|---|
| Type | Non-Lending Institution |
| Address | FLORENCE, KY 41042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 8, 2024 |
| Property Address | 6477 LAKEARBOR DR, INDEPENDENCE, KY 41051-8353 |
| Document Number | 0005900107 |
| Book / Page | KC 268 / 821 |
| Map Reference | MB 1 PG 2262 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 24020805900107 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1204 ADISON RDG, UNION, KY 41091-3409 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6477 LAKEARBOR DR, INDEPENDENCE, KY 41051-8353 |
| Document Number | 0005900108 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | KCM 525/467 |
| Instrument | 24020805900108 |
| Name | ONPOINT HOME LENDING |
|---|---|
| Type | Non-Lending Institution |
| Address | FLORENCE, KY 41042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 29, 2023 |
| Property Address | 6477 LAKEARBOR DR, INDEPENDENCE, KY 41051-8353 |
| Document Number | 0005900139 |
| Book / Page | KC 233 / 441 |
| Map Reference | MB 1 PG 2262 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 23062905900139 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6477 LAKEARBOR DR, INDEPENDENCE, KY 41051-8353 |
| Document Number | 0005900140 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | KCM 472/438 |
| Instrument | 23062905900140 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 7, 2021 |
| Property Address | 6477 LAKEARBOR DR, INDEPENDENCE, KY 41051-8353 |
| Document Number | 0005900055 |
| Book / Page | 101 / 847 |
| Map Reference | CAB 1 PG 2262 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 21070705900055 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $159.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12545 MADISON PIKE, INDEPENDENCE, KY 41051-7700 |
| Name | Verified Name |
|---|---|
| Address | 211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 6477 Lakearbor Dr was $4,640.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,000 (-) Land $60,000 Building $339,000 | $399,000 (-) Land $60,000 Building $339,000 | |
| 2025 | $4,640.00 | $399,000 Land $60,000 Building $339,000 | $399,000 Land $60,000 Building $339,000 |
| 2023 | $668.00 | $53,000 Land $53,000 | $53,000 Land $53,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6477 Lakearbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6477 Lakearbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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