Martin County property record for 6476 SE Windsong Ln, Stuart, FL 34997
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,288 sqft · built 1988 |
| Lot Size | 0.031 acres (1,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,000 (Sep 2025) |
| Tax Bill | $3,266 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-38-41-008-000-0706.0-5-0000 |
| Primary APN | 25-38-41-008-000-0706.0-5-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 644 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,350 sqft (0.031 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31307 |
|---|---|
| Street Address | 6476 SE WINDSONG LN |
| City | STUART |
| State | FL |
| Zip | 34997-8202 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUDR |
| Legal Description | EMERALD LAKES PH VII (REPLAT) LOT 706 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 25 |
| Legal Subdivision | EMERALD LAKES |
| Legal Block | 2 |
| Legal Lot Number | 706 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1410 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6476 SE WINDSONG LN, STUART, FL 34997-8202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 5, 2025 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Prior Sale | Jun 7, 2012 · Amount on Record |
| Deed Document Number | 20253145787 |
| Deed Book / Page | 3519 / 2627 |
| Prior Transfer Date | May 9, 1994 |
| Prior Transfer Doc | 1071000976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 6476 SE WINDSONG LN, STUART, FL 34997-8202 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6476 SE WINDSONG LN, STUART, FL 34997-8202 |
| Document Number | 0035192646 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 3519/2646 |
| Instrument | 3145789 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 5, 2025 |
| Property Address | 6476 SE WINDSONG LN, STUART, FL 34997-8202 |
| Document Number | 0035192627 |
| Book / Page | 3519 / 2627 |
| Map Reference | MB 10 PG 22 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 3145787 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,764.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 KNOWLES RD, STUART, FL 34996-6610 |
| Name | Verified Name |
|---|---|
| Address | 6476 SE WINDSONG LN, STUART, FL 34997-8202 |
| Document Number | 0035192630 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 3519/2630 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,266.00 (+1.11%) | $203,556 (+1%) | $214,630 (-1.83%) Land $95,000 Building $119,630 |
| 2024 | $3,230.00 (+5.18%) | $185,051 (+1%) | $218,620 (+2.57%) Land $95,000 Building $123,620 |
| 2023 | $3,071.00 (+12.41%) | $168,229 (+1%) | $213,150 (+15.6%) Land $95,000 Building $118,150 |
| 2022 | $2,732.00 | $152,936 | $184,380 Land $85,000 Building $99,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1995–2014) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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