Sarasota County property record for 6476 Ruff St, North Port, FL 34291
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,318 sqft · built 1990 |
| Lot Size | 3 acres (130,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Dec 2022) |
| Tax Bill | $6,311 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0948-01-0235 |
| Primary APN | 0948-01-0235 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,318 sqft Living Area |
| 1st Floor Area | 2,318 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 130,982 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Pool Area | 348 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 649 sqft |
| Patio Area | 507 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6476 RUFF ST |
|---|---|
| City | NORTH PORT |
| State | FL |
| Zip | 34291-4021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 35 BLK 2 NORTH PORT CHARLOTTE ESTATES |
| Legal Range | 21E |
| Legal Township | 39S |
| Legal Section | 06 |
| Legal Subdivision | NORTH PORT CHARLOTTE ESTATES |
| Legal Tract | 1704 |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | NORTH PORT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2744 |
6476 Ruff St is owned and occupied by an individual who bought it in December 2022.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6476 RUFF ST, NORTH PORT, FL 34291-4021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2022 · Amount on File |
| Deed Sale | Dec 20, 2022 · Amount on File |
| Prior Sale | Oct 11, 2017 · Amount on File |
| Deed Document Number | 2022196783 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Dec 20, 2022 |
| Property Address | 6476 RUFF ST, NORTH PORT, FL 34291-4021 |
| Document Number | 0000196783 |
| Map Reference | MB 18 PG 21 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 2022196783 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 FIVE MILE RD, EUFAULA, AL 36027-3975 |
| Name | Verified Name |
|---|---|
| Address | 6476 RUFF ST, NORTH PORT, FL 34291-4021 |
| Document Number | 0000196784 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2022196784 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 6476 RUFF ST, NORTH PORT, FL 34291-4021 |
| Document Number | 0000125840 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 125840 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Title Company | PREMIER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6476 RUFF ST NORTH PORT FL 342914021, NORTH PORT, FL 34291-4021 |
| Document Number | 125841 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 125841 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 10, 2037 |
The 2025 property tax bill for 6476 Ruff St was $6,311 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | North Port City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,311.00 Homeowner's exemption | $474,800 Land $188,200 Building $286,600 | $474,800 Land $188,200 Building $286,600 |
| 2023 | $8,118.00 (+466.5%) Homeowner's exemption | $514,100 (+158.64%) Land $165,500 Building $348,600 | $514,100 (+33.92%) Land $165,500 Building $348,600 |
| 2022 | $1,433.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $198,768 | $383,900 Land $165,700 Building $218,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6476 Ruff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 16 (2022) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6476 Ruff St is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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