6476 Abel St, Elkridge, MD 21075 Property Records

Howard County property record for 6476 Abel St, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,666 sqft · built 2001
Lot Size	0.186 acres (8,101 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Nov 2022)
Tax Bill	$8,149 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-281097`

Property Details

APN / Parcel Number

Primary APN	`01-281097`
Alternative APNs	`1281097` `281097`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,666 sqft Total Area
Basement Area	628 sqft
Finished Basement	628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,101 sqft (0.186 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	281097
Street Address	6476 ABEL ST
City	ELKRIDGE
State	MD
Zip	21075-5297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 81 8,101 SQ 6476 ABEL ST WILLIAMS KNOLL SEC II
Legal Subdivision	WILLIAMS KNOLL SEC 02
Legal Lot Number	81
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601206

Owner

6476 Abel St is owned and occupied by two individuals who bought it in November 2022.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6476 ABEL ST, ELKRIDGE, MD 21075-5297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage MK LENDING CORP
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage MK LENDING CORP
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Sep 23, 2010 · Amount on File
Deed Book / Page	21795 / 110
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6476 ABEL ST, ELKRIDGE, MD 21075-5297
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	REDWOOD TITLE, REDWOOD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6476 ABEL ST, ELKRIDGE, MD 21075-5297

Mortgage

Document Number	0222660124
Date	Feb 22, 2024
Book Page	22266/124

Lender

Name	MK LENDING CORP
Type	Mortgage Company
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6476 ABEL ST, ELKRIDGE, MD 21075-5297
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	STRATEGIC NATIONAL TITLE GROUP, STARTEGIC NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6476 ABEL ST, ELKRIDGE, MD 21075-5297

Mortgage

Document Number	0220180463
Date	Jun 22, 2023
Book Page	22018/463

Lender

Name	MK LENDING CORP
Type	Mortgage Company
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 15, 2022
Property Address	6476 ABEL ST, ELKRIDGE, MD 21075-5297
Document Number	0217950110
Book / Page	21795 / 110
Map Reference	PL 13084-13086
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6476 ABEL ST, ELKRIDGE, MD 21075-5297

Mortgage

Document Number	0021795117
Date	Nov 15, 2022
Instrument	21795/117

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 6476 Abel St was $8,149, up 3.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,149.00 (+3.94%)	$522,000 (+3.91%) Land $193,900 Building $328,100	$522,000 (-) Land $193,900 Building $328,100
2025	$7,840.00	$502,367	$522,000 Land $193,900 Building $328,100
2023		$463,100 Land $238,900 Building $224,200	$463,100 Land $238,900 Building $224,200
2022	$5,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6476 Abel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6476 Abel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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