6475 State Rte 21, Naples, NY 14512 Property Records

Ontario County and South Bristol Town property record for 6475 State Rte 21, Naples, NY 14512

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 3,467 sqft · built 1971
Lot Size	6.6 acres (287,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Aug 2020)
Tax Bill	$22,409 (2026)
Deeds & Mortgages	Nov 2022 Refinance Nov 2006 Mortgage + 4 more
APN	`2120-030-04`

Property Details

APN / Parcel Number

Primary APN	`2120-030-04`
Alternative APNs	`324600 185.00-1-71.100` `46001850000001032131`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,467 sqft Living Area
1st Floor Area	2,445 sqft
Upper Floors Area	1,022 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	287,496 sqft (6.6 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	544 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2120-030-04
Street Address	6475 STATE ROUTE 21
City	NAPLES
State	NY
Zip	14512-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	1
Legal Lot Number	71.100
Jurisdiction	ONTARIO NY
Township / Civil Division	SOUTH BRISTOL
Census Block Group	1
Census Block	1024
Census Tract	52101

Owner

Source: Ontario County and South Bristol Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6475 STATE ROUTE 21, NAPLES, NY 14512-9739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE CANANDAIGUA NATIONAL BANK & TRUST CO
Nov 9, 2006	Deed of Trust, Mortgage CANANDAIGUA NATIONAL BANK & TRUST
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jun 6, 2025	Warranty Deed, Transfer
Aug 13, 2020	Deed, Transfer · Stand-Alone First Mortgage CNB MORTGAGE CO
Dec 21, 2009	Intrafamily Transfer, Transfer WILLIAM R KENYON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	2020251
Deed Book / Page	1455 / 423
Last Transfer Date	Apr 17, 2025
Transfer Doc	001560/784
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	6475 STATE ROUTE 21, NAPLES, NY 14512-9739
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	CROSSROADS TITLE, CROSSROADS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003194/925
Date	Nov 30, 2022
Book Page	3194/925
Instrument	202211300076

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	6475 STATE ROUTE 21, NAPLES, NY 14512-9739
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001878/0000000019
Date	Nov 9, 2006
Book Page	0000001878/0000000019
Instrument	200611090095

Lender

Name	CANANDAIGUA NATIONAL BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	158 Months
Due	Jan 1, 2020

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	6475 STATE ROUTE 21, NAPLES, NY 14512-9739
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003260/128
Date	Apr 23, 2024
Book Page	3260/128
Instrument	202404230107

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jun 6, 2025
Property Address	6475 STATE ROUTE 21, NAPLES, NY 14512-9739
Document Number	001560/784
Book / Page	1560 / 784
Instrument Date	Apr 17, 2025
Instrument	202506060145
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Aug 13, 2020
Property Address	6475 STATE ROUTE 21, NAPLES, NY 14512-9739
Document Number	001455/423
Book / Page	1455 / 423
Instrument Date	Aug 12, 2020
Instrument	202008130251
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008130252
Date	Aug 13, 2020
Instrument	202008130252

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONTARIO NY
Recording Date	Dec 21, 2009
Property Address	6475 STATE ROUTE 21, NAPLES, NY 14512-9739
Document Number	0000001237/0000000582
Book / Page	0000001237 / 0000000582
Instrument Date	Dec 21, 2009
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	WILLIAM R KENYON

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ontario County and South Bristol Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	South Bristol Town
Unified School District	Naples Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,409.00 (+76.78%)
2025	$12,676.00	$525,000 (+22.01%) Land $61,000 Building $464,000	$750,000 (+48.15%) Land $87,143 Building $662,857
2023		$430,300 Land $61,000 Building $369,300	$506,235 Land $71,765 Building $434,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2014–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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