6475 Monte Dr, Painesville, OH 44077 Property Records

Lake County property record for 6475 Monte Dr, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,430 sqft · built 2002
Lot Size	3.35 acres (145,926 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,925 (2023)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-A-017-A-00-007-0`

Property Details

APN / Parcel Number

Primary APN	`07-A-017-A-00-007-0`
Alternative APN	`B 15`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	1,061 sqft
Basement Area	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,926 sqft (3.35 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Deck Area	87 sqft
Patio Area	991 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6475 MONTE DR
City	PAINESVILLE
State	OH
Zip	44077-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48
Legal Subdivision	HEMLOCK RIDGE SUBDIVISION
Legal Block	1
Legal Lot Number	48
Jurisdiction	LAKE OH
Township / Civil Division	LEROY
Census Block Group	1
Census Block	1041
Census Tract	205200

Owner

6475 Monte Dr is owned and occupied by two individuals who acquired it in November 2004.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6475 MONTE DR, PAINESVILLE, OH 44077-9187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 17, 2004
Transfer Doc	0000054150
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Sep 28, 2026
Property Address	6475 MONTE DR, PAINESVILLE, OH 44077-9187
Document Number	0000022193
Instrument Date	Sep 25, 2026
Instrument	202622193
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228,664.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	6475 MONTE DR, PAINESVILLE, OH 44077-9187

Mortgage

Document Number	0000022194,
Date	Sep 28, 2026
Instrument	202622194

Lender

Name	HOWARD HANNA MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	6475 MONTE DR, PAINESVILLE, OH 44077-9187
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6475 MONTE DR, PAINESVILLE, OH 44077-9187

Mortgage

Document Number	0000005654
Date	Mar 27, 2024
Instrument	2024R005654

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Leroy Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,710 Land $23,920 Building $159,790	$524,860 Land $68,330 Building $456,530
2023	$14,925.00 (+86.35%) Homeowner's exemption	$152,070 (-) Land $16,990 Building $135,080
2022	$8,009.00 Homeowner's exemption	$152,070 Land $16,990 Building $135,080
2021			$434,490 Land $48,550 Building $385,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6475 Monte Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6475 Monte Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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