6475 Gingham Rd, Loveland, OH 45140 Property Records

Clermont County property record for 6475 Gingham Rd, Loveland, OH 45140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,336 sqft · built 1980
Lot Size	0.39 acres (17,157 sqft)
Owner	Individual Name on File
Tax Bill	$3,855 (2025)
Deeds & Mortgages	Jan 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-08G-132`

Property Details

APN / Parcel Number

Primary APN	`11-22-08G-132`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	17,157 sqft (0.39 acres)
View / Lot	Cul-de-sac
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Patio Area	42 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6475 GINGHAM RD
City	LOVELAND
State	OH
Zip	45140-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK; LOT 28
Legal Subdivision	SOUTHBROOK
Legal Lot Number	28
Jurisdiction	CLERMONT OH
Township / Civil Division	GOSHEN
Census Block Group	1
Census Block	1000
Census Tract	40205

Owner

6475 Gingham Rd is owned and occupied by an individual who acquired it in December 2019.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	6475 GINGHAM RD, LOVELAND, OH 45140-9226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2019
Transfer Doc	0000000498
Record Updated	Jun 8, 2026

January 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLERMONT OH
Recording Date	Jan 7, 2020
Property Address	6475 GINGHAM RD, LOVELAND, OH 45140-9226
Document Number	0000000498
Book / Page	2827 / 3782
Map Reference	MB Q PG 3&4
Instrument Date	Dec 30, 2019
Instrument	202000000498
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6475 GINGHAM RD, LOVELAND, OH 45140-9226

Mortgage

Document Number	0000000499
Date	Jan 7, 2020
Book Page	2827/3785
Instrument	202000000499

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	897 Months
Due	Oct 4, 2094

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 6475 Gingham Rd was $3,855 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Goshen Township
Unified School District	Goshen Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,855.00	$95,560 Land $13,200 Building $82,360
2024			$273,000 (-) Land $37,700 Building $235,300
2023	$6,861.00 (+168.43%) Homeowner's exemption	$95,560 (+57.17%) Land $13,200 Building $82,360	$273,000 Land $37,700 Building $235,300
2022	$2,556.00 Homeowner's exemption	$60,800 Land $8,400 Building $52,400
2020			$173,700 Land $24,000 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6475 Gingham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6475 Gingham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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