6475 Garden City Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 6475 Garden City Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,265 sqft · built 1964
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2026)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-2610-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-2610-1`
Alternative APNs	`22-4N-23-0000-0006-0000` `23N422000000060000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,265 sqft Living Area
Gross Area	4,366 sqft
1st Floor Area	3,265 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Porch	Slab
Porch Area	443 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6475 GARDEN CITY RD
City	CRESTVIEW
State	FL
Zip	32539-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF NE1/4 OF NE1/4 EX 2 A SQ IN NW COR & EX 8 A IN NE COR
Legal Range	23W
Legal Township	04N
Legal Section	22
Legal Block	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1014
Census Tract	20304

Owner

6475 Garden City Rd is owned by an individual who bought it in August 2026.

Source: Okaloosa County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	29 LAKE LORRAINE CIR, SHALIMAR, FL 32579-1617
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE COMPANY
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 23, 2018	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
May 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Document Number	20263834926
Prior Transfer Date	Jan 10, 2018
Prior Transfer Doc	0033331009
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2026
Property Address	6475 GARDEN CITY RD, CRESTVIEW, FL 32539-9185
Document Number	0003834926
Instrument Date	Aug 21, 2026
Instrument	20263834926
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	SETCO SERVICES LLC, SETCO SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 LAKE LORRAINE CIR, SHALIMAR, FL 32579-1617

Mortgage

Document Number	0003834927,
Date	Aug 24, 2026
Instrument	20263834927

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	6475 GARDEN CITY RD, CRESTVIEW, FL 32539-9185
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6475 GARDEN CITY RD, CRESTVIEW, FL 32539-9185

Mortgage

Document Number	0035194172
Date	Jan 21, 2021
Book Page	3519/4172
Instrument	3423500

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 23, 2018
Property Address	6475 GARDEN CITY RD, CRESTVIEW, FL 32539-9185
Document Number	0033511088
Book / Page	3351 / 1088
Instrument Date	May 18, 2018
Instrument	3208667
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6485 GARDEN CITY RD, 6485, CRESTVIEW, FL 32539-9185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6475 GARDEN CITY RD, CRESTVIEW, FL 32539-9185

Mortgage

Document Number	0003208668
Date	May 23, 2018
Instrument	3208668

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 23, 2018
Property Address	6475 GARDEN CITY RD, CRESTVIEW, FL 32539-9185
Document Number	0033511087
Book / Page	003351 / 001087
Instrument Date	Apr 6, 2018
Instrument	3208666
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6485 GARDEN CITY RD CRESTVIEW FL 325399185, CRESTVIEW, FL 32539-9185

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 11, 2018
Property Address	6475 GARDEN CITY RD, CRESTVIEW, FL 32539-9185
Document Number	0033331009
Book / Page	003333 / 001009
Instrument Date	Jan 11, 2018
Instrument	3182446
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6485 GARDEN CITY RD CRESTVIEW FL 325399185, CRESTVIEW, FL 32539-9185

Tax Assessment & Valuation

The 2025 property tax bill for 6475 Garden City Rd was $2,069.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00	$245,636	$343,701 Land $64,680 Building $279,021
2023	$1,947.00 (+2.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$231,760 (+3%)	$325,964 (+7.71%) Land $57,750 Building $268,214
2022	$1,899.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,010	$302,618 Land $55,000 Building $247,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6475 Garden City Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6475 Garden City Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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