6475 E Lowden St, Inverness, FL 34452 Property Records

Citrus County property record for 6475 E Lowden St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1974
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$230,500 (Nov 2024)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03700-023.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03700-023.0`
Alternative APNs	`2919S20E0010037000230` `1817030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	2,032 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	380 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1817030
Old Parcel Number	2919S20E0010037000230
Street Address	6475 E LOWDEN ST
City	INVERNESS
State	FL
Zip	34452-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 23 BLK 370
Legal Range	20E
Legal Township	19S
Legal Section	29
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	370
Legal Lot Number	23
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2038
Census Tract	451103

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6475 E LOWDEN ST, INVERNESS, FL 34452-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 23, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	2024065183
Deed Book / Page	3514 / 391
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6475 E LOWDEN ST, INVERNESS, FL 34452-9110
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032031787
Date	Sep 9, 2021
Book Page	3203/1787
Instrument	2021062327

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 23, 2019
Property Address	6475 E LOWDEN ST, INVERNESS, FL 34452-9110
Document Number	0030060050
Book / Page	003006 / 000050
Instrument Date	Sep 20, 2019
Instrument	49679
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6475 E LOWDEN ST INVERNESS FL 344529110, INVERNESS, FL 34452-9110

Mortgage

Document Number	30060052
Date	Sep 23, 2019
Book Page	003006/000052
Instrument	49680

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,292.00 (+20.32%) Additional exemption filed	$207,792 (+7.59%) Land $9,200 Building $198,592	$207,792 (+7.59%) Land $9,200 Building $198,592
2024	$2,736.00 (+5.07%)	$193,133 (+1.78%) Land $6,240 Building $186,893	$193,133 (+1.78%) Land $6,240 Building $186,893
2023	$2,604.00 (+14.92%)	$189,749 (+15.53%) Land $6,560 Building $183,189	$189,749 (+15.53%) Land $6,560 Building $183,189
2022	$2,266.00	$164,244 Land $4,000 Building $160,244	$164,244 Land $4,000 Building $160,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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