6475 Clover Ln, Talbott, TN 37877 Property Records

Hamblen County property record for 6475 Clover Ln, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,306 sqft · built 1969
Lot Size	0.346 acres (15,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,900 (Feb 2021)
Tax Bill	$926 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`054F-C-003.00`

Property Details

APN / Parcel Number

Primary APN	`054F-C-003.00`
Alternative APNs	`05054FC054F00300` `032054F C 00300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,306 sqft
Basement Area	1,306 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,050 sqft (0.346 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	120 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6475 CLOVER LN
City	TALBOTT
State	TN
Zip	37877-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOW VIEW PB: C PG: 11 LOT: 52 100X150
Legal Subdivision	MEADOW VIEW
Legal Lot Number	52
Jurisdiction	HAMBLEN TN
Township / Civil Division	12
Census Block Group	2
Census Block	2041
Census Tract	101100

Owner

Source: Hamblen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6475 CLOVER LN, TALBOTT, TN 37877-8649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Nov 19, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 15, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2021 · Amount on Record
Deed Sale	Feb 15, 2021 · Amount on Record
Prior Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	20211353
Deed Book / Page	1889 / 741
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Recording Date	Apr 8, 2026
Property Address	6475 CLOVER LN, TALBOTT, TN 37877-8649
Document Number	0000053532
Book / Page	2193 / 156
Instrument Date	Mar 31, 2026
Instrument	202653532
Record Updated	Apr 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6475 CLOVER LN, TALBOTT, TN 37877-8649

Mortgage

Document Number	0000053532,
Date	Apr 8, 2026
Book Page	2193/156
Instrument	202653532

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2046

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Recording Date	Apr 8, 2026
Property Address	6475 CLOVER LN, TALBOTT, TN 37877-8649
Document Number	0002193156
Book / Page	2193 / 156
Instrument Date	Mar 31, 2026
Instrument	202653532
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6475 CLOVER LN, TALBOTT, TN 37877-8649

Mortgage

Document Number	0000053532,
Date	Apr 8, 2026
Book Page	2193/156
Instrument	202653532

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2046

Interest

Rate	6%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	6475 CLOVER LN, TALBOTT, TN 37877-8649
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6475 CLOVER LN, TALBOTT, TN 37877-8649
Investor	Possibly a Property Investor

Mortgage

Document Number	0000217090
Date	Nov 19, 2025
Book Page	2170/90
Instrument	25049746

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	6475 CLOVER LN, TALBOTT, TN 37877-8649
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1944520
Date	Nov 24, 2021
Book Page	1944/520
Instrument	21011024

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Feb 15, 2021
Property Address	6475 CLOVER LN, TALBOTT, TN 37877-8649
Document Number	0001889741
Book / Page	1889 / 741
Map Reference	MB 5 PG 3
Instrument Date	Feb 12, 2021
Instrument	21001353
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	JEFFERSON TITLE INSURANCE, JEFFERSON TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6475 CLOVER LN, TALBOTT, TN 37877-8649

Mortgage

Document Number	0021001354
Date	Feb 15, 2021
Instrument	21001354

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00 (+44.01%)	$63,025 (+93.03%) Land $7,650 Building $55,375	$252,100 (+93.03%) Land $30,600 Building $221,500
2023		$32,650 (-) Land $4,750 Building $27,900
2022	$643.00	$32,650 Land $4,750 Building $27,900	$130,600 (-) Land $19,000 Building $111,600
2020			$130,600 Land $19,000 Building $111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MUSFiber.

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