6474 Serenity Loop, Gig Harbor, WA 98335 Property Records

Pierce County property record for 6474 Serenity Loop, Gig Harbor, WA 98335

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,974 sqft · built 2016
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$817,472 (Apr 2023)
Tax Bill	$7,160 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400316-0-280`

Property Details

APN / Parcel Number

Primary APN	`400316-0-280`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	1,974 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,974 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,362 sqft (0.169 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	205 sqft
Deck Area	263 sqft
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	6474 SERENITY LOOP
City	GIG HARBOR
State	WA
Zip	98335-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GIGH
Legal Description	SECTION 07 TOWNSHIP 21 RANGE 02 QUARTER 34 BELLESARA L 28 TOG/W INDIV INT IN TR 997 THRU TR 999 OUT OF 3-086 SEG 2015-0169 JP 11/06/14 JP
Legal Range	02
Legal Township	21
Legal Section	07
Legal Subdivision	BELLESARA
Legal Tract	997
Legal Lot Number	28
Jurisdiction	PIERCE WA
Township / Civil Division	GIG HARBOR PENINSULA
Census Block Group	2
Census Block	2012
Census Tract	72406

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · VA Mortgage NFM LENDING
Oct 28, 2024	Deed of Trust, Mortgage · VA Mortgage NFM INC
Aug 29, 2025	Deed of Trust, Mortgage · VA Mortgage NFM LENDING
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Aug 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Prior Sale	Mar 25, 2016 · Amount on Record
Deed Document Number	202395
Prior Transfer Date	Aug 9, 2018
Prior Transfer Doc	0000000328
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jul 21, 2026
Property Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503
Document Number	0000000025
Instrument Date	Jul 14, 2026
Instrument	202625
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503

Mortgage

Document Number	0000000025,
Date	Jul 21, 2026
Instrument	202625

Lender

Name	NFM LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503

Mortgage

Document Number	0010280306
Date	Oct 28, 2024
Instrument	202410280306

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503

Mortgage

Document Number	0008290234
Date	Aug 29, 2025
Instrument	202508290234

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Apr 28, 2026
Property Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503
Document Number	0000000101
Instrument Date	Apr 14, 2026
Instrument	2026101
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503

Mortgage

Document Number	0000000101,
Date	Apr 28, 2026
Instrument	2026101

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 22, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 7, 2023
Property Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503
Document Number	0004070095
Map Reference	DOC 201410285002
Instrument Date	Apr 4, 2023
Instrument	202304070095
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,651.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503

Mortgage

Document Number	0004070096
Date	Apr 7, 2023
Instrument	202304070096

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 14, 2018
Property Address	6474 SERENITY LOOP, GIG HARBOR, WA 98335-5503
Document Number	1808140328
Instrument Date	Aug 9, 2018
Instrument	201808140328
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6474 SERENITY LOOP GIG HARBOR WA 983355503, GIG HARBOR, WA 98335-5503

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Gig Harbor City
Unified School District	Peninsula School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,200 (-4.83%) Land $253,700 Building $534,500	$788,200 (-4.83%) Land $253,700 Building $534,500
2025	$7,160.00 (+5.76%)	$828,200 (+10.91%) Land $267,400 Building $560,800	$828,200 (+10.91%) Land $267,400 Building $560,800
2024	$6,770.00 (+8.3%)	$746,700 (+2.68%) Land $255,800 Building $490,900	$746,700 (+2.68%) Land $255,800 Building $490,900
2023	$6,251.00	$727,200 Land $255,800 Building $471,400	$727,200 Land $255,800 Building $471,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR CREST private · serves 2,954 people · EPA ID WA5311887
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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