6473 Cheltenham Dr, Temperance, MI 48182 Property Records

Monroe County property record for 6473 Cheltenham Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2021)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-520-007-00`

Property Details

APN / Parcel Number

Primary APN	`02-520-007-00`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6473 CHELTENHAM DR
City	TEMPERANCE
State	MI
Zip	48182-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS CENTENNIAL VILLAGE LOT 7
Legal Subdivision	SMITHS CENTENNIAL VILLAGE
Legal Lot Number	7
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1027
Census Tract	833900

Owner

6473 Cheltenham Dr is owned and occupied by an individual who bought it in November 2021.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	6473 CHELTENHAM DR, TEMPERANCE, MI 48182-1141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Deed Document Number	202128663
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 5, 2021
Property Address	6473 CHELTENHAM DR, TEMPERANCE, MI 48182-1141
Document Number	0000028663
Map Reference	LB 13 PG 23&24
Instrument Date	Oct 26, 2021
Instrument	2021R28663
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6473 CHELTENHAM DR, 6473, TEMPERANCE, MI 48182-1141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6473 CHELTENHAM DR, TEMPERANCE, MI 48182-1141

Mortgage

Document Number	0000028664
Date	Nov 5, 2021
Instrument	2021R28664

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6473 Cheltenham Dr was $2,848 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,100 Land $135,100	$270,200 Land $270,200
2025	$2,848.00 Homeowner's exemption
2023	$2,602.00 Homeowner's exemption	$95,900	$191,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6473 Cheltenham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6473 Cheltenham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20