San Diego County property record for 6472 Cardeno Dr, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,633 sqft · built 1980 |
| Lot Size | 0.569 acres (24,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,165,000 (Sep 2019) |
| Tax Bill | $18,815 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 352-512-22-00 |
| Primary APN | 352-512-22-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,633 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 24,800 sqft (0.569 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6472 CARDENO DR |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-2 |
| Legal Description | LOT 5 TR 004190 |
| Legal Subdivision | MUIRLANDS ACRES |
| Legal Tract | 004190 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 8310 |
6472 Cardeno Dr is owned by a company that bought it in September 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6472 CARDENO DR, LA JOLLA, CA 92037-6929 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2018 | Deed of Trust, Mortgage · Line of Credit SILVERGATE BANK |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 5, 2019 | Grant Deed, Transfer LAWYERS TITLE-SD |
| Oct 25, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on File |
| Deed Sale | Sep 5, 2019 · Amount on File |
| Prior Sale | Feb 28, 1995 · Amount on File |
| Deed Document Number | 2019381688 |
| Prior Transfer Date | Jan 26, 1994 |
| Prior Transfer Doc | 0000088515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6472 CARDENO DR, LA JOLLA, CA 92037-6929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE GROU |
| Name | Verified Name |
|---|
| Document Number | 0000474748 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2018-0474748 |
| Name | SILVERGATE BANK |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6472 CARDENO DR, LA JOLLA, CA 92037-6929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000291018 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 2018-0291018 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 5, 2019 |
| Property Address | 6472 CARDENO DR, LA JOLLA, CA 92037-6929 |
| Document Number | 0000381688 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 381688 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | LAWYERS TITLE-SD |
| Amount | Amount on Record |
|---|---|
| Tax | $3,481.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 2688 LA JOLLA CA 920382688, LA JOLLA, CA 92038-2688 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6472 CARDENO DR, LA JOLLA, CA 92037-6929 |
| Document Number | 0000453620 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 939 COAST BLVD #12D LA JOLLA CA 920374121, 12D, LA JOLLA, CA 92037-4121 |
| Document Number | 0000453620 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 453620 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2048 |
The 2025 property tax bill for 6472 Cardeno Dr was $18,815.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,488,298 (+2%) Land $1,175,758 Building $312,540 | |
| 2025 | $18,815.00 | $1,459,116 Land $1,152,704 Building $306,412 |
| 2023 | $17,214.00 (+2.73%) | $1,402,458 Land $1,107,944 Building $294,514 |
| 2022 | $16,757.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6472 Cardeno Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6472 Cardeno Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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