6470 W Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 6470 W Coldwater Rd, Flushing, MI 48433

Property Summary

Property TypeSingle Family Home
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (May 2020)
Tax Bill$3,022 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-18-551-034

Property Details

APN / Parcel Number

Primary APN14-18-551-034

Exterior

Lot Area38,333 sqft (0.88 acres)

Location & Zoning

Street Address6470 W COLDWATER RD
CityFLUSHING
StateMI
Zip48433-9059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 100.4 FT OF LOT 14 LINCOLN PARK GARDENS FARMS
Legal SubdivisionLINCOLN PARK
Legal Lot Number14
JurisdictionGENESEE MI
Township / Civil DivisionMOUNT MORRIS
Census Block Group2
Census Block2012
Census Tract10503

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6470 W COLDWATER RD, FLUSHING, MI 48433-9059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF VA CREDIT UNION
Apr 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOVITA CU
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 15, 2020Warranty Deed, Transfer
Nov 15, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2020 · Amount on File
Deed SaleMay 15, 2020 · Amount on File
Prior SaleNov 15, 2019 · Amount on File
Deed Document Number202035470
Prior Transfer DateOct 30, 2019
Prior Transfer Doc0000071585
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Recording DateApr 28, 2026
Property Address6470 W COLDWATER RD, FLUSHING, MI 48433-9059
Document Number0000026250
Instrument DateApr 23, 2026
Instrument202626250
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6470 W COLDWATER RD, FLUSHING, MI 48433-9059

Mortgage

Document Number0000026250,
DateApr 28, 2026
Instrument202626250
Lender
NameUNIVERSITY OF VA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 23, 2051
Interest
Rate6.38%
Max Rate-1%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6470 W COLDWATER RD, FLUSHING, MI 48433-9059
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6470 W COLDWATER RD, FLUSHING, MI 48433-9059

Mortgage

Document Number0000028651
DateApr 21, 2023
Instrument202304210028651
Lender
NameSOVITA CU
TypeCredit Union
AddressFLINT, MI 48532
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueApr 20, 2033

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address6470 W COLDWATER RD, FLUSHING, MI 48433-9059
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030059
DateApr 6, 2020
Instrument202004060030059
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateMay 15, 2020
Property Address6470 W COLDWATER RD, FLUSHING, MI 48433-9059
Document Number202005150035470
Map ReferenceLB 11 PG 36
Instrument DateMar 30, 2020
Instrument202005150035470
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
Tax$1,032.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6470 W COLDWATER RD, 6470, FLUSHING, MI 48433-9059

Transferred To (Grantee/Buyer)

NameVerified Name
Address4317 RISEDORPH ST, BURTON, MI 48509-1117

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGENESEE MI
Recording DateNov 15, 2019
Property Address6470 W COLDWATER RD, FLUSHING, MI 48433-9059
Document Number0000071585
Instrument DateOct 30, 2019
Instrument71585
Transaction TypeForeclosure
Record UpdatedDec 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4067 COMMERCE DR FLUSHING MI 484332311, FLUSHING, MI 48433-2311
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionMount Morris Township
Unified School DistrictFlushing Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,700 (+3.15%)$157,400 (+3.15%)
2025$3,022.00 (+2.16%) Homeowner's exemption$76,300 (+24.88%)$152,600 (+24.88%)
2024$2,958.00 (+57.42%)
2023$61,100$122,200
2019$1,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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