Niagara County and Lockport Town property record for 6470 Rapids Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,946 sqft · built 1997 |
| Lot Size | 0.375 acres (16,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (May 2019) |
| Tax Bill | $7,854 (2026) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 152.01-3-51 |
| Primary APN | 292600 152.01-3-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| 2nd Floor Area | 728 sqft |
| Upper Floors Area | 130 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,350 sqft (0.375 acres) |
| Lot Dimensions | 150 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 452 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6470 RAPIDS RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBLOT #51 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 51.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 23404 |
Source: Niagara County and Lockport Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6470 RAPIDS RD, LOCKPORT, NY 14094-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 15, 2019 | Deed, Transfer · FHA Mortgage HUNT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on Record |
| Deed Sale | May 15, 2019 · Amount on Record |
| Prior Sale | May 15, 2019 · Amount on Record |
| Deed Document Number | 20197461 |
| Last Transfer Date | Jun 26, 2019 |
| Transfer Doc | 0000000977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6470 RAPIDS RD, LOCKPORT, NY 14094-9503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6470 RAPIDS RD, LOCKPORT, NY 14094-9503 |
| Document Number | 0000003936 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022-23936 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6470 RAPIDS RD, LOCKPORT, NY 14094-9503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 6470 RAPIDS RD, LOCKPORT, NY 14094-9503 |
| Document Number | 0000002694 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-22694 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | May 15, 2019 |
| Property Address | 6470 RAPIDS RD, LOCKPORT, NY 14094-9503 |
| Document Number | 0000007440 |
| Map Reference | MB 56 PG 5618&5619 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019-07440 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6470 RAPIDS RD, 6470, LOCKPORT, NY 14094-9503 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 125 PARK FOREST DR, WILLIAMSVILLE, NY 14221-4352 |
| Document Number | 0000007441 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019-07441 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,854.00 (+6.96%) | ||
| 2025 | $7,343.00 | $352,000 (+17.73%) Land $25,600 Building $326,400 | $352,000 (+17.73%) Land $25,600 Building $326,400 |
| 2023 | $299,000 Land $20,600 Building $278,400 | $299,000 Land $20,600 Building $278,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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