6470 Montezuma Rd, San Diego, CA 92115 Property Records

San Diego County property record for 6470 Montezuma Rd, San Diego, CA 92115

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 1,949 sqft · built 1980
Lot Size0.145 acres (6,300 sqft)
OwnerTrust Name on File
Last Sale$170,000 (May 1992)
Tax Bill$4,173 (2025)
Deeds & MortgagesDec 2022 Transfer
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN467-230-02-00

Property Details

APN / Parcel Number

Primary APN467-230-02-00

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,949 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area6,300 sqft (0.145 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6470 MONTEZUMA RD
CitySAN DIEGO
StateCA
Zip92115-2639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionLOT 2 TR 002994
Legal SubdivisionAZTEC MANOR
Legal Tract002994
Legal Block5
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group5
Census Block5006
Census Tract2904

Owner

6470 Montezuma Rd is held in a trust since November 1995.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address9515 PASEO DE LOS CASTILLOS, SANTEE, CA 92071-4185
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Intrafamily Transfer, Transfer
Sep 28, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 1992 · Amount on File
Deed SaleMay 29, 1992 · Amount on File
Deed Document Number1992327677
Last Transfer DateNov 14, 1995
Transfer Doc0000522586
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 12, 2022
Property Address6470 MONTEZUMA RD, SAN DIEGO, CA 92115-2639
Document Number0000464447
Map ReferenceMAP 2994
Instrument DateDec 9, 2022
Instrument2022-0464447
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address9515 PASEO DE LOS CASTILLOS, SANTEE, CA 92071-4185

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2018
Property Address6470 MONTEZUMA RD, SAN DIEGO, CA 92115-2639
Document Number0000406600
Map ReferenceMAP 2994
Instrument DateSep 12, 2018
Instrument2018-0406600
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6470 MONTEZUMA RD, SAN DIEGO, CA 92115-2639

Mortgage

Document Number0000406601
DateSep 28, 2018
Instrument2018-0406601
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6470 Montezuma Rd was $4,173.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$294,561 (+2%) Land $127,912 Building $166,649
2025$4,173.00$288,786 Land $125,404 Building $163,382
2023$3,434.00 (+2.75%)$277,575 Land $120,536 Building $157,039
2022$3,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6470 Montezuma Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimJan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6470 Montezuma Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Montezuma Rd

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