San Diego County property record for 647 Windsor Cir, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,990 sqft · built 1969 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $940,000 (Sep 2026) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 639-010-77-00 |
| Primary APN | 639-010-77-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,990 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 647 WINDSOR CIR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-6233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 53 TR 006001 |
| Legal Subdivision | WINDSOR PARK |
| Legal Tract | 006001 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 13401 |
647 Windsor Cir is owned and occupied by two individuals who bought it in September 2026.
Source: San Diego County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 WINDSOR CIR, CHULA VISTA, CA 91910-6233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Grant Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Deed Document Number | 2026276832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 23, 2026 |
| Property Address | 647 WINDSOR CIR, CHULA VISTA, CA 91910-6233 |
| Document Number | 0000276832 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 2026276832 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104,434.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 WINDSOR CIR, CHULA VISTA, CA 91910-6233 |
| Document Number | 0000276833, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 2026276833 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 647 WINDSOR CIR, CHULA VISTA, CA 91910-6233 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 647 WINDSOR CIR, CHULA VISTA, CA 91910-6233 |
| Document Number | 0000366313 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-0366313 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 647 Windsor Cir was $1,523.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $134,898 (+2%) Land $37,440 Building $97,458 | |
| 2025 | $1,523.00 Homeowner's exemption | $132,254 Land $36,706 Building $95,548 |
| 2023 | $1,445.00 (+3.07%) Homeowner's exemption | $127,121 Land $35,282 Building $91,839 |
| 2022 | $1,402.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 647 Windsor Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 647 Windsor Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Wyyerd Connect.
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