647 W Murphy Rd, Imperial, CA 92251 Property Records

Imperial County property record for 647 W Murphy Rd, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	1,752 sqft · built 1991
Lot Size	0.978 acres (42,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2018)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`063-282-005-000`

Property Details

APN / Parcel Number

Primary APN	`063-282-005-000`
Alternative APN	`043782005000`

Interior

Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	42,596 sqft (0.978 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	647 W MURPHY RD
City	IMPERIAL
State	CA
Zip	92251-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 IRONWOOD ACRE ESTATES SUB TRACT NO 901
Legal Subdivision	IRONWOOD ACRE ESTATES SUB TRACT NO 901
Legal Tract	901
Legal Block	6
Legal Lot Number	13
Jurisdiction	IMPERIAL CA
Township / Civil Division	IMPERIAL
Census Block Group	6
Census Block	6005
Census Tract	11002

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUMMIT FUNDING INC
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Aug 17, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Mar 10, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Mar 10, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	201815184
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0000005460
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545

Mortgage

Document Number	0000003213
Date	Feb 27, 2024
Instrument	2024003213

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	2135 BUTANO DR # 150, SACRAMENTO, CA 95825

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022152
Date	Nov 4, 2019
Instrument	2019022152

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545

Mortgage

Document Number	0000019058
Date	Oct 21, 2020
Instrument	2020019058

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 17, 2018
Property Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545
Document Number	0000015184
Map Reference	MB 15 PG 82
Instrument Date	Jul 27, 2018
Instrument	2018015184
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545

Mortgage

Document Number	0000015185
Date	Aug 17, 2018
Instrument	2018015185

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Mar 10, 2017
Property Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545
Document Number	0000005459
Map Reference	MB15 PG82
Instrument Date	Feb 24, 2017
Instrument	2017005459
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545

Mortgage

Document Number	0000005461
Date	Mar 10, 2017
Instrument	2017005461

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Mar 10, 2017
Property Address	647 W MURPHY RD, IMPERIAL, CA 92251-9545
Document Number	0000005460
Instrument Date	Jan 31, 2017
Instrument	5460
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	647 W MURPHY RD IMPERIAL CA 922519545, IMPERIAL, CA 92251-9545

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,884 (+25.73%) Land $78,084 Building $392,800
2025	$2,457.00 (-42.54%)
2023	$4,276.00 (+15.23%) Homeowner's exemption	$374,523 Land $75,052 Building $299,471
2022	$3,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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