647 W Elm St, Oxnard, CA 93033 Property Records

Ventura County property record for 647 W Elm St, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,128 sqft · built 1960
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$484,000 (Apr 2005)
Tax Bill	$8,986 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`203-0-316-165`

Property Details

APN / Parcel Number

Primary APN	`203-0-316-165`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	1,319 sqft
1st Floor Area	1,319 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	33 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	647 W ELM ST
City	OXNARD
State	CA
Zip	93033-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 103900 LOT: 10 REF: 025MR 064
Legal Subdivision	TRACT NO. 1039
Legal Tract	103900
Legal Block	316
Legal Lot Number	10
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3025
Census Tract	3801

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	647 W ELM ST, OXNARD, CA 93033-3139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2005 · Amount on Record
Deed Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	2005104525
Prior Transfer Date	Apr 23, 2005
Prior Transfer Doc	0000104526
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	647 W ELM ST, OXNARD, CA 93033-3139
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 W ELM ST, OXNARD, CA 93033-3139

Mortgage

Document Number	2022000084560
Date	Aug 15, 2022
Instrument	2022000084560

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	647 W ELM ST, OXNARD, CA 93033-3139
Document Number	0000071623
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	647 W ELM ST OXNARD CA 930333139, OXNARD, CA 93033-3139

Mortgage

Document Number	0000071623
Date	May 22, 2020
Instrument	71623

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2040

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$747,216 (+2%) Land $344,067 Building $403,149
2025	$8,986.00 (+2.22%) Homeowner's exemption	$732,565 (+4.04%) Land $337,320 Building $395,245
2024	$8,791.00 (+3.8%)
2023	$8,469.00 (+12.69%) Homeowner's exemption	$704,119 Land $324,220 Building $379,899
2022	$7,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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