647 W Central St, Springfield, MO 65802 Property Records

Greene County property record for 647 W Central St, Springfield, MO 65802

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 882 sqft · built 1908
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Tax Bill	$570 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-13-14-415-014`

Property Details

APN / Parcel Number

Primary APN	`88-13-14-415-014`
Alternative APN	`1314415014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	882 sqft Living Area
1st Floor Area	882 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2014
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	106 ft deep x 45 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881314415014
Street Address	647 W CENTRAL ST
City	SPRINGFIELD
State	MO
Zip	65802-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	WESSONS ADD E 45 FT LOTS 9 & 10
Legal Range	22W
Legal Township	29N
Legal Section	14
Legal Subdivision	WESSONS
Legal Block	415
Legal Lot Number	9-10
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3017
Census Tract	600

Owner

Source: Greene County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2733 E BATTLEFIELD RD, SPRINGFIELD, MO 65804-3981
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit STATE BANK OF SOUTHWEST MISSOURI
Aug 26, 2020	Deed of Trust, Mortgage · Line of Credit OLD MISSOURI BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022
Deed Sale	Jul 11, 2022
Prior Sale	Jan 31, 2020
Deed Document Number	202228705
Deed Book / Page	2022 / 28705
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	647 W CENTRAL ST, SPRINGFIELD, MO 65802-3954
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003701
Date	Sep 2, 2022
Book Page	2022/37010-22
Instrument	37010-22

Lender

Name	STATE BANK OF SOUTHWEST MISSOURI
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Sep 1, 2028

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	647 W CENTRAL ST, SPRINGFIELD, MO 65802-3954
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003384
Date	Aug 26, 2020
Book Page	2020/33843-20
Instrument	33843-20

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,460 (-) Land $3,330 Building $8,130
2025	$570.00 (+26.11%)	$11,460 (+34.98%) Land $3,330 Building $8,130	$60,300 (+34.9%) Land $17,500 Building $42,800
2023	$452.00 (-1.95%)	$8,490 (+0.47%) Land $1,500 Building $6,990	$44,700 (+0.45%) Land $7,900 Building $36,800
2022	$461.00	$8,450 Land $1,500 Building $6,950
2021			$44,500 Land $7,900 Building $36,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2016)
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wisper ISP.

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