Alexander County property record for 647 Victoria Ln, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 2,477 sqft · built 2020 |
| Lot Size | 0.347 acres (15,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $24,000 (Sep 2019) |
| Tax Bill | $3,741 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0306859 67248 |
| Primary APN | 0306859 67248 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,477 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 15,155 sqft (0.347 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 9342181 |
|---|---|
| Street Address | 647 VICTORIA LN |
| City | HICKORY |
| State | NC |
| Zip | 28601-8848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | MAP 3715 SUBMAP 24 BLOCK 5457 (PIN) PHSE 9A LOT 15 OLIVERS LANDING A-12 0435 |
| Legal Subdivision | OLIVERS LANDING |
| Legal Phase | 9A |
| Legal Block | 5457 |
| Legal Lot Number | 15 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 40700 |
647 Victoria Ln is owned by two individuals who bought it in September 2019.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 841 VICTORIA LN, HICKORY, NC 28601-8849 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 6, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Prior Sale | May 6, 2015 · Amount on File |
| Deed Book / Page | 619 / 2372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 647 VICTORIA LN, HICKORY, NC 28601-8848 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006381193 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 638/1193 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Sep 6, 2019 |
| Property Address | 647 VICTORIA LN, HICKORY, NC 28601-8848 |
| Document Number | 0006192372 |
| Book / Page | 000619 / 002372 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $74.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 841 VICTORIA LN HICKORY NC 286018849, HICKORY, NC 28601-8849 |
The 2026 property tax bill for 647 Victoria Ln was $3,741, down 7% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,741.00 (-7.03%) | $566,870 (-) Land $42,500 Building $524,370 | |
| 2025 | $4,024.00 | $566,870 Land $42,500 Building $524,370 | |
| 2023 | $4,722.00 | $566,870 Land $42,500 Building $524,370 | $566,870 Land $42,500 Building $524,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Victoria Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Victoria Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALEXANDER CO WTR DIST serves 13,064 people · EPA ID NC0102020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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