647 Sutton Rd, Friday Harbor, WA 98250 Property Records

San Juan County property record for 647 Sutton Rd, Friday Harbor, WA 98250

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,589 sqft · built 1979
Lot Size	0.75 acres (32,687 sqft)
Owner	2 Individual Names on File
Last Sale	$329,820 (Aug 2016)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`350250-039-000`

Property Details

APN / Parcel Number

Primary APN	`350250-039-000`
Alternative APN	`13162`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,589 sqft Living Area
1st Floor Area	2,141 sqft
Utility Room	Utility Room
Flooring	Vinyl/Resilient
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Exterior Material	Siding Sheathing
Roof Material	Metal
Lot Area	32,687 sqft (0.75 acres)
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Deck Area	187 sqft
Patio Area	1,110 sqft
Shed	1 Shed
Shed Area	56 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	13162
Street Address	647 SUTTON RD
City	FRIDAY HARBOR
State	WA
Zip	98250-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HEIGHTS DIV 1 - PR LOT 39, VOL. 3 PG. 47-47A SEC 02, T 35N, R 3W
Legal Range	03W
Legal Township	35N
Legal Section	02
Legal Subdivision	UNIVERSITY HEIGHTS DIV 1
Legal Lot Number	39
Jurisdiction	SAN JUAN WA
Township / Civil Division	SAN JUAN ISLAND
Census Block Group	1
Census Block	1060
Census Tract	960301

Owner

647 Sutton Rd is owned and occupied by two individuals who bought it in August 2016.

Source: San Juan County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	647 SUTTON RD, FRIDAY HARBOR, WA 98250-8948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RED CANOE CU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage RED CANOE CU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RED CANOE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2016 · Amount on File
Deed Sale	Aug 19, 2016 · Amount on File
Deed Document Number	201612
Prior Transfer Date	Feb 26, 2009
Prior Transfer Doc	0000303008
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	647 SUTTON RD, FRIDAY HARBOR, WA 98250-8948
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001117006
Date	Nov 17, 2023
Instrument	2023-1117006

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	647 SUTTON RD, FRIDAY HARBOR, WA 98250-8948
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000331035
Date	Mar 31, 2021
Instrument	2021-0331035

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	647 SUTTON RD, FRIDAY HARBOR, WA 98250-8948
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000830029
Date	Aug 30, 2021
Instrument	2021-0830029

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	302 Months
Due	Oct 5, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 647 Sutton Rd was $4,806.

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	San Juan Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00	$753,610 Land $141,430 Building $612,180	$753,610 Land $141,430 Building $612,180
2023	$4,115.00
2022		$651,190 Land $125,950 Building $525,240	$651,190 Land $125,950 Building $525,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 647 Sutton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Sutton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNIVERSITY HEIGHTS private · serves 76 people · EPA ID WA5390543
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: AT&T, Orcas Online, Zito Media.

Cell Coverage

5G and 4G LTE (outdoors only)

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