647 Sunset Ln, River Falls, WI 54022 Property Records

St. Croix County property record for 647 Sunset Ln, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.267 acres (11,633 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2025)
Tax Bill	$4,486 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276-1035-60-000`

Property Details

APN / Parcel Number

Primary APN	`276-1035-60-000`
Alternative APNs	`36.28.19.283` `1588048`

Exterior

Lot Area	11,633 sqft (0.267 acres)

Location & Zoning

Street Address	647 SUNSET LN
City	RIVER FALLS
State	WI
Zip	54022-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 WEST DALE 2ND ADD R.F
Legal Range	19W
Legal Township	28N
Legal Section	36
Legal Subdivision	WEST DALE 2ND ADD
Legal Lot Number	25
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	2
Census Block	2024
Census Tract	120901

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	647 SUNSET LN, RIVER FALLS, WI 54022-1254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Jul 5, 2018	Personal Representative Deed, Transfer · Conventional Mortgage KLEIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	20251198373
Prior Transfer Date	Jul 31, 2006
Prior Transfer Doc	0000831021
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 1, 2025
Property Address	647 SUNSET LN, RIVER FALLS, WI 54022-1254
Document Number	0001198373
Instrument Date	Sep 16, 2025
Instrument	1198373
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 SUNSET LN, RIVER FALLS, WI 54022-1254

Mortgage

Document Number	0001198374
Date	Oct 1, 2025
Instrument	1198374

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

July 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 5, 2018
Property Address	647 SUNSET LN, RIVER FALLS, WI 54022-1254
Document Number	0001067685
Instrument Date	Jun 27, 2018
Instrument	1067685
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001067686
Date	Jul 5, 2018
Instrument	1067686

Lender

Name	KLEIN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,486.00 (+0.02%) Homeowner's exemption
2025	$4,485.00 (+4.42%) Homeowner's exemption	$334,200 (+37.7%) Land $72,700 Building $261,500	$334,200 (+37.7%) Land $72,700 Building $261,500
2024	$4,295.00 (+11.88%) Homeowner's exemption	$242,700 (-) Land $53,900 Building $188,800	$242,700 (-) Land $53,900 Building $188,800
2023	$3,839.00 Homeowner's exemption	$242,700 Land $53,900 Building $188,800	$242,700 Land $53,900 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Baldwin Telecom.

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