647 Spring Mill Ln, Indianapolis, IN 46260 Property Records

Marion County property record for 647 Spring Mill Ln, Indianapolis, IN 46260

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,245 sqft · built 1964
Lot Size	0.671 acres (29,229 sqft)
Owner	2 Individual Names on File
Last Sale	$372,400 (Mar 2026)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-03-27-109-016.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-03-27-109-016.000-800`
Alternative APN	`8042871`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,245 sqft Living Area
Gross Area	2,705 sqft
1st Floor Area	2,245 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1981
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	29,229 sqft (0.671 acres)
Lot Dimensions	252 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	647 SPRING MILL LN
City	INDIANAPOLIS
State	IN
Zip	46260-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MEADOWS 2ND SEC L21
Legal Subdivision	SPRING MEADOWS 2ND SEC
Legal Lot Number	21
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	320901

Owner

647 Spring Mill Ln is owned and occupied by two individuals who bought it in March 2026.

Source: Marion County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3375 PAYTON AVE, INDIANAPOLIS, IN 46226-6360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 28, 2020	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	202618226
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Mar 5, 2026
Property Address	647 SPRING MILL LN, INDIANAPOLIS, IN 46260-3530
Document Number	0000018226
Map Reference	PB 31 PG 5
Instrument Date	Feb 27, 2026
Instrument	A202600018226
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 PAYTON AVE, INDIANAPOLIS, IN 46226-6360

Mortgage

Document Number	0000018227
Date	Mar 5, 2026
Instrument	A202600018227

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Mar 5, 2026
Property Address	647 SPRING MILL LN, INDIANAPOLIS, IN 46260-3530
Document Number	0000018226
Map Reference	PB 31 PG 5
Instrument Date	Feb 27, 2026
Instrument	A202600018226
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 PAYTON AVE, INDIANAPOLIS, IN 46226-6360

Mortgage

Document Number	0000018227
Date	Mar 5, 2026
Instrument	A202600018227

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jan 28, 2020
Property Address	647 SPRING MILL LN, INDIANAPOLIS, IN 46260-3530
Document Number	0000010005
Instrument Date	Jan 23, 2020
Instrument	10005
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 SPRING MILL LN INDIANAPOLIS IN 462603530, INDIANAPOLIS, IN 46260-3530

Mortgage

Document Number	10006
Date	Jan 28, 2020
Instrument	10006

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 647 Spring Mill Ln was $4,562 with a homeowner's exemption.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00	$361,800 Land $56,100 Building $305,700	$361,800 Land $56,100 Building $305,700
2023	$3,621.00 (+4.14%) Homeowner's exemption	$289,800 (+12.89%) Land $56,100 Building $233,700	$289,800 (+12.89%) Land $56,100 Building $233,700
2022	$3,477.00 (+15.94%) Homeowner's exemption	$256,700 Land $44,400 Building $212,300	$256,700 Land $44,400 Building $212,300
2021	$2,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 647 Spring Mill Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Nov 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Spring Mill Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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