Currituck County property record for 647 Sanderling Trl, Corolla, NC 27927
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $154,000 (Feb 2021) |
| Tax Bill | $1,637 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9944-08-5081 |
| Primary APN | 9944-08-5081 |
|---|---|
| Alternative APNs |
|
| Account Number | 000019201 |
|---|---|
| Street Address | 647 SANDERLING TRL |
| City | COROLLA |
| State | NC |
| Zip | 27927-9639 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | SFO |
| Legal Description | LOT 77 SECT H OCEAN SANDS |
| Legal Subdivision | OCEAN SANDS |
| Legal Lot Number | 77 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 110101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Currituck County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2116 GATESHEAD DR, NORTH CHESTERFIELD, VA 23235-5710 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES |
| Feb 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Deed Document Number | 0001601553 |
| Deed Book / Page | 1601 / 553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 647 SANDERLING TRL, COROLLA, NC 27927-9639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2116 GATESHEAD DR, NORTH CHESTERFIELD, VA 23235-5710 |
| Document Number | 0018450719 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 1845/719 |
| Instrument | 401303 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | RALEIGH, NC 27604 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Feb 24, 2021 |
| Property Address | 647 SANDERLING TRL, COROLLA, NC 27927-9639 |
| Document Number | 0016010553 |
| Book / Page | 1601 / 553 |
| Map Reference | MB 5PG 14 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 361139 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 7TH AVE, NORFOLK, VA 23511 |
| Name | Verified Name |
|---|---|
| Address | 2116 GATESHEAD DR, NORTH CHESTERFIELD, VA 23235-5710 |
| Document Number | 0000361140 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 361140 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Max Rate | 11.3% |
Source: Currituck County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,637.00 | $153,000 (-) Land $153,000 | |
| 2024 | $1,637.00 (+8.12%) | $153,000 (-) Land $153,000 | |
| 2023 | $1,514.00 (+29.73%) | $153,000 (-) Land $153,000 | $153,000 (-) Land $153,000 |
| 2022 | $1,167.00 | $153,000 Land $153,000 | $153,000 (-) Land $153,000 |
| 2021 | $153,000 Land $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,596 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,634 units insured incl. 38 condo units |
| Nearby Flood Claims | 390 (1989–2026) |
| Claims Outside the SFHA | 313 of 390 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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