647 S 450 E, Clearfield, UT 84015 Property Records

Davis County property record for 647 S 450 E, Clearfield, UT 84015 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,580 sqft · built 2023
Lot Size	0.016 acres (697 sqft)
Owner	Company Name on File
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-054-0135`

Property Details

APN / Parcel Number

Primary APN	`15-054-0135`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Flat
Lot Area	697 sqft (0.016 acres)
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	647 S 450 E
City	CLEARFIELD
State	UT
Zip	84015-2882
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ALL OF UNIT 135, UNION TOWNHOMES PUD, THE. CONT. 0.01600 ACRES
Legal Subdivision	UNION TOWNHOMES PUD CLEARFIELD CITY
Legal Unit	135
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3017
Census Tract	125701

Owner

Source: Davis County records · APN 15-054-0135

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	875 S ESTRELLA PKWY, 7564, GOODYEAR, AZ 85338-8603
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Jul 20, 2021	Deed of Trust, Mortgage · Construction Mortgage ALTABANK
Mar 31, 2022	Deed of Trust, Mortgage · Construction Mortgage M & T BANK
Jun 09, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2024
Deed Sale	Oct 17, 2024
Prior Sale	Jun 09, 2023 · Amount on Record
Deed Document Number	20243591346
Deed Book / Page	8608 / 97
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Jun 16, 2026
Property Address	647 S 450 E, CLEARFIELD, UT 84015-2882
Document Number	0003672331
Book / Page	9017 / 809
Instrument Date	Jun 11, 2026
Instrument	20263672331
Transaction Type	Mortgage
Record Updated	Aug 06, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	15266 W BADEN ST, GOODYEAR, AZ 85338-1461

Mortgage

Document Number	0003672331,
Date	Jun 16, 2026
Book Page	9017/809
Instrument	20263672331

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	647 S 450 E, CLEARFIELD, UT 84015-2882
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	AMERICAN SECURE TITLE INSURANCE, AMERICAN SECURE TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007805/516
Date	Jul 20, 2021
Book Page	7805/516
Instrument	3401497

Lender

Name	ALTABANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	647 S 450 E, CLEARFIELD, UT 84015-2882
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	AMERICAN SECURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007978/686
Date	Mar 31, 2022
Book Page	7978/686
Instrument	3467193

Lender

Name	M & T BANK
Type	Bank
Address	SANDY, UT 84070

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 25, 2023

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 09, 2023
Property Address	647 S 450 E, CLEARFIELD, UT 84015-2882
Document Number	08273/1249
Book / Page	8273 / 1249
Instrument Date	Jun 07, 2023
Instrument	3532085
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2023
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	647 S 450 E, CLEARFIELD, UT 84015-2882

Mortgage

Document Number	0003532096
Date	Jun 09, 2023
Instrument	3532096

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Davis County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00 (+3.72%)	$192,500 (+69.08%) Land $58,300 Building $134,200	$350,000 (+69.08%) Land $106,000 Building $244,000
2024	$2,071.00 (+65.81%)
2023	$1,249.00 (+69.7%)	$113,850 Land $39,600 Building $74,250	$207,000 Land $72,000 Building $135,000
2022	$736.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Davis County (49011C), updated May 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Utah Telecommunication Open Infrastructure Agency	Fiber	10,000 / 10,000
Senawave	Fiber	2,500 / 2,500
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250
Connext Networks	Fiber	1,000 / 1,000
Beehive Telephone Companies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, T-Mobile USA, Boston Omaha. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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