647 Riverside Rd, Priest River, ID 83856 Property Records

Bonner County property record for 647 Riverside Rd, Priest River, ID 83856

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,163 sqft · built 1976
Lot Size	0.984 acres (42,863 sqft)
Owner	2 Company Names on File
Last Sale	$685,300 (Jul 2021)
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`RP004750010090A`

Property Details

APN / Parcel Number

Primary APN	`RP004750010090A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,163 sqft Finished Area
1st Floor Area	2,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,863 sqft (0.984 acres)
Lot Width	100 ft Width
Garage Type	Mixed
Garage Area	1,540 sqft
Parking Spaces	6 Parking Spaces
Lean-To	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	647 RIVERSIDE RD
City	PRIEST RIVER
State	ID
Zip	83856-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	26-56N-5W VISTA SHORES BLK 1 LOT 9
Legal Range	05W
Legal Township	56N
Legal Section	26
Legal Subdivision	CPWRS
Legal Block	1
Legal Lot Number	9
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1011
Census Tract	950701

Owner

Source: Bonner County records · APN RP004750010090A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 2348, PRIEST RIVER, ID 83856-2348
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2025	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Dec 29, 2005 · Amount on Record
Deed Document Number	2021987465
Transfer Doc	0000803754
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	647 RIVERSIDE RD, PRIEST RIVER, ID 83856-9354
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	UNKNOWN, FLYING S T&E OF ID INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 RIVERSIDE RD, PRIEST RIVER, ID 83856-9354

Mortgage

Document Number	0001055703
Date	Dec 05, 2025
Instrument	1055703

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 15, 2021
Property Address	647 RIVERSIDE RD, PRIEST RIVER, ID 83856-9354
Document Number	0000987465
Instrument Date	Jul 12, 2021
Instrument	987465
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 2348, PRIEST RIVER, ID 83856-2348

Mortgage

Document Number	0000987466
Date	Jul 15, 2021
Instrument	987466

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,174,341 (+16.78%)	$1,174,341 (+16.78%)
2025	$2,417.00 (+3.6%) Homeowner's exemption	$1,005,585 (+29.35%) Land $595,025 Building $410,560	$1,005,585 (+29.35%) Land $595,025 Building $410,560
2023	$2,333.00	$777,432 Land $427,825 Building $349,607	$777,432 Land $427,825 Building $349,607

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 24 locations within half a mile of this property.

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