Flathead County property record for 647 Riverside Ave, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,728 sqft · built 1918 |
| Lot Size | 0.478 acres (20,822 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,984 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R0797306 |
| Primary APN | R0797306 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 864 sqft |
| Upper Floors Area | 648 sqft |
| Basement Area | 432 sqft |
| Finished Basement | 432 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,822 sqft (0.478 acres) |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 796 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000977413 |
|---|---|
| Street Address | 647 RIVERSIDE AVE |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RIVERSIDE ADD W, S36, T31 N, R22 W, BLOCK 2, LOT 8 - 9, ASSR# 0000977413 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 36 |
| Legal Quarter | SE |
| Legal Subdivision | RIVERSIDE ADD W |
| Legal Block | 2 |
| Legal Lot Number | 8,9 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 404 |
Source: Flathead County records, as of September 7, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 4504, WHITEFISH, MT 59937-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Dec 3, 2020 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 |
| Deed Sale | Dec 3, 2020 |
| Prior Sale | Aug 30, 2016 |
| Deed Document Number | 202000040749 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 647 RIVERSIDE AVE, WHITEFISH, MT 59937-2860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000001151 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 202000001151 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 20, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 3, 2020 |
| Property Address | 647 RIVERSIDE AVE, WHITEFISH, MT 59937-2860 |
| Document Number | 202000040749 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 202000040749 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 710 BIRCH POINT DR, WHITEFISH, MT 59937-2253 |
Source: Flathead County assessment roll, as of December 31, 2022
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,984.00 | $725,800 | $725,800 Land $248,320 Building $477,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.4% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Vero Fiber, Western Montana CommunityTel.
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