647 Ridgewood Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 647 Ridgewood Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,114 sqft · built 1988
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$226,137 (Feb 2019)
Tax Bill	$2,161 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-09-32-0-004-027.001`

Property Details

APN / Parcel Number

Primary APN	`32-09-32-0-004-027.001`
Alternative APNs	`360379` `80827`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,114 sqft Heated Area
1st Floor Area	1,854 sqft
Upper Floors Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	360379
Street Address	647 RIDGEWOOD DR
City	DAPHNE
State	AL
Zip	36526-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 150' LOT 31 LAKE FOREST SUB UNIT 201 MB 8 PG 15 (WD)
Legal Subdivision	LAKE FOREST
Legal Block	U-20
Legal Lot Number	31
Legal Unit	201
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1022
Census Tract	10704

Owner

647 Ridgewood Dr is owned and occupied by an individual who bought it in February 2019.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	647 RIDGEWOOD DR, DAPHNE, AL 36526-7709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Deed Document Number	20191741415
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 1, 2019
Property Address	647 RIDGEWOOD DR, DAPHNE, AL 36526-7709
Document Number	0001741415
Instrument Date	Jan 31, 2019
Instrument	1741415
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 RIDGEWOOD DR DAPHNE AL 365267709, DAPHNE, AL 36526-7709

Mortgage

Document Number	1741416
Date	Feb 1, 2019
Instrument	1741416

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	BIRMINGHAM, AL 35223

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 647 Ridgewood Dr was $2,161 with a homeowner's exemption, down 0.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,161.00 (-0.73%) Homeowner's exemption
2025	$2,177.00	$48,320 Land $2,180 Building $46,140	$483,100 Land $21,700 Building $461,400
2023	$1,789.00 (+17.62%) Homeowner's exemption	$39,880 (+9.5%)	$398,600 (+9.45%) Land $22,700 Building $375,900
2022	$1,521.00 (+11.92%) Homeowner's exemption	$36,420	$364,200 Land $22,400 Building $341,800
2021	$1,359.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 647 Ridgewood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	65 (1981–2025)
Claims Outside the SFHA	27 of 65
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 15 claims Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 11 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Ridgewood Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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