647 Ridge Dr, Colgate, WI 53017 Property Records

Washington County property record for 647 Ridge Dr, Colgate, WI 53017

Property Summary

Property TypeSingle Family Home
Lot Size0.962 acres (41,905 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Sep 2021)
Tax Bill$5,189 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNV10-0916038

Property Details

APN / Parcel Number

Primary APNV10-0916038
Alternative APN
  • T10 0916038

Exterior

Lot Area41,905 sqft (0.962 acres)

Location & Zoning

Old Parcel NumberT10 0916038
Street Address647 RIDGE DR
CityCOLGATE
StateWI
Zip53017-9527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SE LAKE HIGHLANDS SUBDV LOT 10 BLK 3 DOC 1542579
Legal Range19
Legal Township09
Legal Section25
Legal SubdivisionLAKE HIGHLANDS SUBDV
Legal Block3
Legal Lot Number10
JurisdictionWASHINGTON WI
Township / Civil DivisionRICHFIELD
Census Block Group3
Census Block3016
Census Tract460102

Owner

Source: Washington County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address647 RIDGE DR, COLGATE, WI 53017-9527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Warranty Deed, Transfer · Conventional Mortgage
GLACIER HILLS CU
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
A+ MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Prior SaleSep 29, 2014
Deed Document Number1542579
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON WI
Recording DateSep 3, 2021
Property Address647 RIDGE DR, COLGATE, WI 53017-9527
Document Number0001542579
Instrument DateAug 26, 2021
Instrument1542579
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyNOT AVAILABLE, FOCUS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 RIDGE DR, COLGATE, WI 53017-9527

Mortgage

Document Number0001542580
DateSep 3, 2021
Instrument1542580
Lender
NameGLACIER HILLS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON WI
Property Address647 RIDGE DR, COLGATE, WI 53017-9527
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001524954
DateMar 3, 2021
Instrument1524954
Lender
NameA+ MORTGAGE SERVICES INC
TypeMortgage Company
AddressMUSKEGO, WI 53150
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Washington County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyWashington County
MunicipalityRichfield Village
Unified School DistrictGermantown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,189.00 (+15.85%) Homeowner's exemption$345,900 (-) Land $91,400 Building $254,500$504,499 (+13.13%) Land $133,308 Building $371,191
2023$4,479.00 (+3.95%) Homeowner's exemption$345,900 (-) Land $91,400 Building $254,500$445,946 (+23.63%) Land $117,836 Building $328,110
2022$4,309.00 Homeowner's exemption$345,900 Land $91,400 Building $254,500$360,709 Land $95,313 Building $265,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims26 (1979–2025)
Claims Outside the SFHA2 of 26
Most Recent ClaimAug 2025 · Severe Storms, Straight-line Winds, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, And Mudslides, Aug 2025 · 4 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Bertram Communications
Fixed Wireless
100 / 20

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