647 Paseo Rio, Vista, CA 92081 Property Records

San Diego County property record for 647 Paseo Rio, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,132 sqft · built 1991
Lot Size	0.87 acres (3,774 sqft)
Owner	2 Company Names on File
Tax Bill	$11,061 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-771-65-00`

Property Details

APN / Parcel Number

Primary APN	`166-771-65-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,132 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	3,774 sqft (0.87 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	647 PASEO RIO
City	VISTA
State	CA
Zip	92081-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	LOT 112 TR 012198
Legal Subdivision	VISTA TR 86-20
Legal Tract	012198
Legal Block	1
Legal Lot Number	112
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	19701

Owner

647 Paseo Rio is owned by a company that acquired it in May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	647 PASEO RIO, VISTA, CA 92081-6323
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 28, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 22, 2017	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 22, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025
Deed Sale	May 5, 2025
Prior Sale	Aug 21, 2024 · Amount on File
Deed Document Number	2025117697
Prior Transfer Date	Apr 30, 2025
Prior Transfer Doc	0000117697
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2025
Property Address	647 PASEO RIO, VISTA, CA 92081-6323
Document Number	0000367517
Map Reference	MAP 12198
Instrument Date	Dec 30, 2025
Instrument	2025-0367517
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	647 PASEO RIO, VISTA, CA 92081-6323

Mortgage

Document Number	20260001521
Date	Dec 30, 2025
Instrument	2026-0001521

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2020
Property Address	647 PASEO RIO, VISTA, CA 92081-6323
Document Number	0000496222
Map Reference	MAP 12198
Instrument Date	Aug 9, 2020
Instrument	2020-0496222
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 PASEO RIO, VISTA, CA 92081-6323

Mortgage

Document Number	0000496223
Date	Aug 28, 2020
Instrument	2020-0496223

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	647 PASEO RIO, VISTA, CA 92081-6323
Document Number	0000604949
Map Reference	MAP12198
Instrument Date	Nov 28, 2017
Instrument	2017-0604949
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	647 PASEO RIO, VISTA, CA 92081-6323

Mortgage

Document Number	0000604950
Date	Dec 22, 2017
Instrument	2017-0604950

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	647 PASEO RIO, VISTA, CA 92081-6323
Document Number	0000604948
Instrument Date	Nov 28, 2017
Instrument	604948
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3994 E 20 N RIGBY ID 834425818, RIGBY, ID 83442-5818

Tax Assessment & Valuation

The 2025 property tax bill for 647 Paseo Rio was $11,061.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,199 (+2%) Land $580,126 Building $348,073
2025	$11,061.00	$910,000 Land $568,751 Building $341,249
2023	$7,924.00 (+0.23%)	$660,652 Land $412,908 Building $247,744
2022	$7,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 647 Paseo Rio in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Paseo Rio is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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