647 Mount Olive Rd, Windsor, NC 27983 Property Records

Bertie County property record for 647 Mount Olive Rd, Windsor, NC 27983

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 828 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Aug 2025)
Tax Bill	$388 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5875-14-3871`

Property Details

APN / Parcel Number

Primary APN	`5875-14-3871`
Alternative APN	`12320`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	828 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Storage Building	Storage Building
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	12320
Street Address	647 MOUNT OLIVE RD
City	WINDSOR
State	NC
Zip	27983-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAZEMORE
Jurisdiction	BERTIE NC
Township / Civil Division	SNAKEBITE
Census Block Group	3
Census Block	3021
Census Tract	960200

Owner

Source: Bertie County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	419 MOUNT OLIVE RD, WINDSOR, NC 27983-7425
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Deed Document Number	20251016
Deed Book / Page	1036 / 480
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Aug 4, 2025
Property Address	647 MOUNT OLIVE RD, WINDSOR, NC 27983-7429
Document Number	001036/480
Book / Page	1036 / 480
Instrument Date	Aug 4, 2025
Instrument	2025001016
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 DARRELL DR, GREENVILLE, NC 27834-0837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MOUNT OLIVE RD, WINDSOR, NC 27983-7425

Mortgage

Document Number	0001036483
Date	Aug 4, 2025
Instrument	1036/483

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	5-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$388.00	$40,137 (-) Land $10,700 Building $29,437	$40,137 (-) Land $10,700 Building $29,437
2024	$388.00 (+7.18%)	$40,137 (-) Land $10,700 Building $29,437	$40,137 (-) Land $10,700 Building $29,437
2023	$362.00 (+4.32%)	$40,137 (-) Land $10,700 Building $29,437	$40,137 (-) Land $10,700 Building $29,437
2022	$347.00	$40,137 Land $10,700 Building $29,437	$40,137 Land $10,700 Building $29,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2010–2016)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mount Olive Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures