647 Marcus St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 647 Marcus St, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,902 sqft · built 1955
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on Record
Tax Bill$3,066 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2023 Refinance
+ 1 more
APN0362001000720

Property Details

APN / Parcel Number

Primary APN0362001000720

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,902 sqft Living Area
1st Floor Area917 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,973 sqft (0.206 acres)
Lot Dimensions60 ft deep x 60 ft wide
Garage TypeCarport
Garage Area396 sqft
CarportCarport
Carport Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address647 MARCUS ST
CityCHESAPEAKE
StateVA
Zip23320-6219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description18 BLK B CRESTWOOD MANOR
Legal SubdivisionCRESTWOOD MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1010
Census Tract20903

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address647 MARCUS ST, CHESAPEAKE, VA 23320-6219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Feb 8, 2023Intrafamily Transfer, Transfer · Stand-Alone Refinance
MORTGAGEPROS OF MICHIGAN LLC
Aug 16, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2023
Deed SaleFeb 8, 2023
Prior SaleJul 21, 2015 · Amount on Record
Deed Document Number20232606
Deed Book / Page10637 / 117
Prior Transfer DateFeb 3, 2023
Prior Transfer Doc010637/117
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 9, 2026
Property Address647 MARCUS ST, CHESAPEAKE, VA 23320-6219
Document Number0000017655
Book / Page10999 / 882
Instrument DateMay 18, 2026
Instrument202617655
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 MARCUS ST, CHESAPEAKE, VA 23320-6219

Mortgage

Document Number0000017655,
DateJul 9, 2026
Book Page10999/882
Instrument202617655
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueJun 1, 2066
Interest
Rate6.3%
Max Rate-1%

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 8, 2023
Property Address647 MARCUS ST, CHESAPEAKE, VA 23320-6219
Document Number010637/117
Book / Page10637 / 117
Instrument DateFeb 3, 2023
Instrument230002606
Transaction TypeTransfer
Record UpdatedFeb 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 MARCUS ST, CHESAPEAKE, VA 23320-6219

Mortgage

Document Number010637/121
DateFeb 8, 2023
Book Page10637/121
Instrument230002607
Lender
NameMORTGAGEPROS OF MICHIGAN LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2053
Interest
Rate TypeFixed Rate
Rate6.5%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address647 MARCUS ST, CHESAPEAKE, VA 23320-6219
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10591/1683
DateAug 16, 2022
Book Page10591/1683
Instrument220026118
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term353 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,100 (+7.41%) Land $130,000 Building $196,100$326,100 (+7.41%) Land $130,000 Building $196,100
2025$3,066.00 (+12.64%)$303,600 (+22.07%) Land $110,000 Building $193,600$303,600 (+22.07%) Land $110,000 Building $193,600
2024$2,722.00 (+46.27%)
2023$248,700 (+3.11%) Land $90,000 Building $158,700$248,700 (+3.11%) Land $90,000 Building $158,700
2022$241,200 Land $75,000 Building $166,200$241,200 Land $75,000 Building $166,200
2019$1,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims143 (1990–2022)
Claims Outside the SFHA3 of 143
Most Recent ClaimNov 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 24 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 47 claims
  • Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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