647 Mainsail Pl, Naples, FL 34110 Property Records

Collier County property record for 647 Mainsail Pl, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	1,901 sqft · built 1998
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$394,000 (Jun 2018)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`655900 323A16`

Property Details

APN / Parcel Number

Primary APN	`655900 323A16`
Alternative APN	`76455002438`

Interior

Building Area	1,901 sqft Living Area
1st Floor Area	1,901 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Masonry / Concrete Block
Lot Area	4,792 sqft (0.11 acres)
Pool Area	180 sqft
Deck Area	364 sqft

Location & Zoning

Street Address	647 MAINSAIL PL
City	NAPLES
State	FL
Zip	34110-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TARPON COVE REPLAT LOT 32
Legal Range	25
Legal Township	48
Legal Section	16
Legal Subdivision	TARPON COVE REPLAT
Legal Tract	655900
Legal Block	3
Legal Lot Number	32
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	10111

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	647 MAINSAIL PL, NAPLES, FL 34110-3618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Dec 5, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage LEADER BANK NA
Apr 19, 2017	Warranty Deed, Transfer GULFSHORE TITLE COMPANY, GULFSHORE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	20185574718
Deed Book / Page	5524 / 762
Last Transfer Date	Dec 2, 2021
Transfer Doc	0060511581
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	647 MAINSAIL PL, NAPLES, FL 34110-3618
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BIG ROCK CABIN RD, OAKLAND, MD 21550-7797

Mortgage

Document Number	0062662249
Date	Jul 10, 2023
Book Page	6266/2249
Instrument	6426322

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Dec 5, 2021
Property Address	647 MAINSAIL PL, NAPLES, FL 34110-3618
Document Number	0060511581
Book / Page	6051 / 1581
Map Reference	MB 29 PG 14-17
Instrument Date	Dec 2, 2021
Instrument	6169055
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 CHATHAM DR, 617, LAKELAND, FL 33803-3050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10009 FIVE OAKS RD, FAIRFAX, VA 22031-1033

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 21, 2018
Property Address	647 MAINSAIL PL, NAPLES, FL 34110-3618
Document Number	0055240762
Book / Page	5524 / 0762
Map Reference	MB29 PG14-17
Instrument Date	Jun 19, 2018
Instrument	5574718
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 FOUNDERS DR, 118, FLAT ROCK, NC 28731-9568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 MAINSAIL PL, NAPLES, FL 34110-3618

Mortgage

Document Number	0005574720
Date	Jun 21, 2018
Instrument	5574720

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 19, 2017
Property Address	647 MAINSAIL PL, NAPLES, FL 34110-3618
Document Number	0053841332
Book / Page	005384 / 001332
Instrument Date	Apr 12, 2017
Instrument	5393237
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	GULFSHORE TITLE COMPANY, GULFSHORE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,835.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 FOUNDERS DR FLAT ROCK NC 287319568, FLAT ROCK, NC 28731-9568

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,752 (+2.7%)	$528,203 (+8.11%) Land $215,682 Building $312,521
2025	$4,533.00 (-6.9%) Homeowner's exemption	$488,561 (+27.38%) Land $215,538 Building $273,023	$488,561 (-7.28%) Land $215,538 Building $273,023
2024	$4,869.00 (+5.23%)
2023	$4,627.00 (+6.47%)	$383,558 (+1%)	$526,930 (+16.19%) Land $250,793 Building $276,137
2022	$4,346.00	$348,689	$453,497 Land $159,254 Building $294,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	366 units insured incl. 292 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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