Cattaraugus County and Olean City property record for 647 Main St, Olean, NY 14760 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1870 |
| Square Footage | 2,899 sqft Total Area |
| Lot Size | 11,822 sqft (0.271 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $84,640 (2016) |
| Tax Bill | $3,312.00 (2025) |
| Primary APN | 041200 94.041-5-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,899 sqft Total Area |
| 1st Floor | 1,485 sqft 1st Floor |
| 2nd Floor | 1,414 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 11,822 sqft (0.271 acres) |
| Depth X Width | 166 ft x 71 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 428 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 032935 |
|---|---|
| Street Address | 647 MAIN ST |
| City | OLEAN |
| State | NY |
| Zip | 14760-1552 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 5 |
| Legal Lot Number | 33.000 |
| Jurisdiction | CATTARAUGUS NY |
| Minor Civil Division | OLEAN |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 961500 |
Source: Cattaraugus County and Olean City records · APN 041200 94.041-5-33
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 MAIN ST, OLEAN, NY 14760-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage POINT FEDERAL CREDIT UNION |
| Apr 10, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance OLEAN AREA FCU |
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit OLEAN AREA FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2016 · Amount on Record |
| Deed Sale | Dec 09, 2016 · Amount on Record |
| Prior Sale | Sep 13, 2016 · Amount on Record |
| Deed Book / Page | 26833 / 7003 |
| Prior Transfer Date | Apr 27, 2004 |
| Prior Transfer Doc | 0010507001 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | May 20, 2026 |
| Property Address | 647 MAIN ST, OLEAN, NY 14760-1552 |
| Document Number | 0000005889 |
| Instrument Date | May 15, 2026 |
| Instrument | 20265889 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 647 MAIN ST, OLEAN, NY 14760-1552 |
| Document Number | 0000005889, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20265889 |
| Name | POINT FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 647 MAIN ST, OLEAN, NY 14760-1552 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006049 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 202306049 |
| Name | OLEAN AREA FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 647 MAIN ST, OLEAN, NY 14760-1552 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005279 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 202105279 |
| Name | OLEAN AREA FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| Municipality | Olean City |
| Unified School District | Olean City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,312.00 (+2.51%) | $86,600 (+1.17%) Land $18,800 Building $67,800 | $121,972 (+11.14%) Land $26,479 Building $95,493 |
| 2024 | $3,231.00 | ||
| 2023 | $85,600 Land $18,800 Building $66,800 | $109,744 Land $24,103 Building $85,641 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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