Ottawa County property record for 647 Main St, Genoa, OH 43430
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,767 sqft · built 1920 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jun 2018) |
| Tax Bill | $3,945 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 012280-1 |
| Primary APN | 012280-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,767 sqft Living Area |
| Gross Area | 3,430 sqft |
| 1st Floor Area | 2,104 sqft |
| Upper Floors Area | 442 sqft |
| Basement Area | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,899 sqft (0.365 acres) |
| Lot Dimensions | 150 ft deep x 106 ft wide |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 182 sqft |
| Patio Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 012280-1 |
|---|---|
| Street Address | 647 MAIN ST |
| City | GENOA |
| State | OH |
| Zip | 43430-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 1 LOTS 2 PT & 3 PT & 4 PT T P TAYLORS |
| Legal Subdivision | T P TAYLORS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 51000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main Street Historic District listed 1992 · 33 contributing resources · NRIS 92001261 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
647 Main St is owned and occupied by an individual who bought it in June 2018.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 647 MAIN ST, GENOA, OH 43430-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2020 | Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO |
| Jun 22, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on File |
| Deed Sale | Jun 22, 2018 · Amount on File |
| Prior Sale | Aug 6, 2002 · Amount on File |
| Deed Document Number | 2018277253 |
| Deed Book / Page | 1682 / 163 |
| Prior Transfer Date | Dec 11, 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 647 MAIN ST, GENOA, OH 43430-1635 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000296145 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 1779/348 |
| Instrument | 202000296145 |
| Name | GENOA BANKING CO |
|---|---|
| Type | Bank |
| Address | GENOA, OH 43430 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 10, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jun 22, 2018 |
| Property Address | 647 MAIN ST, GENOA, OH 43430-1635 |
| Document Number | 0000277253 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 277253 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 647 MAIN ST GENOA OH 434301635, GENOA, OH 43430-1635 |
The 2025 property tax bill for 647 Main St was $3,945, up 11.2% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Clay Township |
| Municipality | Genoa Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,945.00 (+11.16%) | $79,269 (-) Land $13,304 Building $65,965 | |
| 2024 | $3,549.00 (+6.7%) | $79,269 (+19.46%) Land $13,304 Building $65,965 | $226,480 Land $38,010 Building $188,470 |
| 2023 | $3,326.00 (-0.63%) | $66,357 (-) Land $11,085 Building $55,272 | |
| 2022 | $3,347.00 | $66,357 Land $11,085 Building $55,272 | |
| 2021 | $189,590 Land $31,670 Building $157,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 647 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 647 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA VILLAGE serves 3,110 people · EPA ID OH6201003 |
|---|---|
| Water Source | Purchased surface water from OREGON CITY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Amplex Wireless Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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