647 Jill St, Duluth, MN 55803 Property Records

St. Louis County property record for 647 Jill St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,356 sqft · built 1988
Lot Size	0.327 acres (14,258 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Sep 2020)
Tax Bill	$8,362 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3335-00410`

Property Details

APN / Parcel Number

Primary APN	`010-3335-00410`
Alternative APN	`1095611`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,356 sqft Gross Area
1st Floor Area	1,558 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	14,258 sqft (0.327 acres)
Garage Area	616 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	238 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1095611
Street Address	647 JILL ST
City	DULUTH
State	MN
Zip	55803-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0018 BLOCK:002 SERIAL #
Legal Subdivision	MORNINGSIDE DIV RICHARDS ADD D
Legal Block	2
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2002
Census Tract	500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	647 JILL ST, DULUTH, MN 55803-2168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	20201028484
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 4, 2020
Property Address	647 JILL ST, DULUTH, MN 55803-2168
Document Number	00T1028484
Instrument Date	Aug 28, 2020
Instrument	T1028484
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	647 JILL ST DULUTH MN 558032168, DULUTH, MN 55803-2168

Mortgage

Document Number	T1028485
Date	Sep 4, 2020
Instrument	T1028485

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,362.00 (+4.97%) Homeowner's exemption
2025	$7,966.00 (+3.91%) Homeowner's exemption	$602,700 (+6.35%) Land $70,100 Building $532,600	$602,700 (+6.35%) Land $70,100 Building $532,600
2024	$7,666.00	$566,700 (+12.13%) Land $65,300 Building $501,400	$566,700 (+12.13%) Land $65,300 Building $501,400
2022		$505,400 Land $48,700 Building $456,700	$505,400 Land $48,700 Building $456,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50