Kershaw County property record for 647 Hite Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,922 sqft |
| Lot Size | 9.85 acres (429,066 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,486 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 267-00-00-046B |
| Primary APN | 267-00-00-046B |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,922 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 429,066 sqft (9.85 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 466 sqft |
| Account Number | 2326 |
|---|---|
| Street Address | 647 HITE RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD2 |
| Legal Description | TR A-2 & TR A-4 |
| Legal Tract | A |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970401 |
647 Hite Rd is owned and occupied by two individuals who acquired it in September 2006.
Source: Kershaw County records, as of November 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 HITE RD, LUGOFF, SC 29078-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Apr 11, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2006 |
| Deed Sale | Sep 14, 2006 |
| Prior Sale | Apr 29, 1996 · Amount on File |
| Deed Book / Page | 2039 / 30 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 647 HITE RD, LUGOFF, SC 29078-9721 |
| Document Number | 0000004232 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 647 HITE RD LUGOFF SC 290789721, LUGOFF, SC 29078-9721 |
| Document Number | 0000004232 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 004223/000252 |
| Instrument | 4232 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 647 HITE RD, LUGOFF, SC 29078-9721 |
| Document Number | 0000002907 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 647 HITE RD LUGOFF SC 290789721, LUGOFF, SC 29078-9721 |
| Document Number | 0000002907 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 003844/000258 |
| Instrument | 2907 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 16, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 647 Hite Rd was $1,486.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,486.00 | $218,900 Land $69,000 Building $149,900 | $218,900 |
| 2023 | $573.00 | $218,900 Land $69,000 Building $149,900 | $218,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Hite Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1989–2020) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Hite Rd is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: TruVista Communications.
5G (outdoors only) and 4G LTE
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