647 Gateway Dr, Merced, CA 95340 Property Records

Merced County property record for 647 Gateway Dr, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,464 sqft · built 2004
Lot Size0.076 acres (3,320 sqft)
Owner2 Individual Names on Record
Last Sale$188,000 (Feb 2004)
Tax Bill$2,973 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN006-450-046-000

Property Details

APN / Parcel Number

Primary APN006-450-046-000
Alternative APN
  • 006-450-046

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,464 sqft Living Area
Gross Area1,944 sqft
1st Floor Area1,464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,320 sqft (0.076 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number006-450-046
Street Address647 GATEWAY DR
CityMERCED
StateCA
Zip95340-0771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCORDOVA EAST LOT 7
Legal SubdivisionCORDOVA EAST
Legal Lot Number7
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6861 E ZAYANTE RD, FELTON, CA 95018-9445
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2004 · Amount on Record
Deed SaleFeb 27, 2004 · Amount on Record
Deed Document Number200412139
Last Transfer DateMay 21, 2014
Transfer Doc0000016316
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address647 GATEWAY DR, MERCED, CA 95340-0771
Transaction TypeMortgage
Record UpdatedDec 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6861 E ZAYANTE RD, FELTON, CA 95018-9445

Mortgage

Document Number0000052383
DateNov 23, 2021
Instrument2021052383
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$272,625 (+2%) Land $87,006 Building $185,619
2025$2,973.00 (+7.21%)$267,280 (+4.04%) Land $85,300 Building $181,980
2023$2,773.00 (+1.35%)$256,903 Land $81,989 Building $174,914
2022$2,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1982–1984)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: GeoLinks, Verizon.

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