Nelson County property record for 647 Fork Mountain Ln, Montebello, VA 24464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,374 sqft · built 1978 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,285 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27 A 12C |
| Primary APN | 27 A 12C |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,374 sqft Finished Area |
| Basement Area | 186 sqft |
| Unfinished Basement | 186 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 213,444 sqft (4.9 acres) |
| Terrain | High |
| Deck Area | 126 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 02453 |
|---|---|
| Street Address | 647 FORK MOUNTAIN LN |
| City | MONTEBELLO |
| State | VA |
| Zip | 24464-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITH-CASH DB 168/001 |
| Legal Subdivision | SMITH CASH |
| Jurisdiction | NELSON VA |
| Township / Civil Division | WEST |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950300 |
647 Fork Mountain Ln is owned and occupied by two individuals who acquired it in August 2024.
Source: Nelson County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 FORK MOUNTAIN LN, MONTEBELLO, VA 24464-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Gift Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2024 |
| Deed Sale | Aug 5, 2024 |
| Prior Sale | Oct 10, 2023 |
| Deed Document Number | 20241521 |
| Deed Book / Page | 41 |
| Prior Transfer Date | Jul 15, 2024 |
| Prior Transfer Doc | 0202401521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Oct 10, 2023 |
| Property Address | 647 FORK MOUNTAIN LN, MONTEBELLO, VA 24464-2405 |
| Document Number | 0202302286 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 202302286 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | WESTCORE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 647 FORK MOUNTAIN LN, MONTEBELLO, VA 24464-2405 |
| Document Number | 0202302287 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 202302287 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 647 FORK MOUNTAIN LN, MONTEBELLO, VA 24464-2405 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202202512 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 202202512 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2026 property tax bill for 647 Fork Mountain Ln was $1,285, up 9.1% from the year before.
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,285.00 (+9.08%) | $229,500 (+26.59%) Land $66,200 Building $163,300 | $229,500 (+26.59%) Land $66,200 Building $163,300 |
| 2025 | $1,178.00 | $181,300 Land $55,300 Building $126,000 | $181,300 Land $55,300 Building $126,000 |
| 2023 | $1,178.00 | $181,300 Land $55,300 Building $126,000 | $181,300 Land $55,300 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Fork Mountain Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1996–2005) |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Fork Mountain Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 82% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
No cell data coverage reported
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