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647 Flora Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 647 Flora Dr, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,236 sqft Living Area
Lot Size6,400 sqft (0.147 acres)
OccupancyOwner Occupied
Last Sale$710,000 (2022)
Tax Bill$8,471.00 (2025)

Property Details

APN / Parcel Number

Primary APN122-244-07-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,236 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area6,400 sqft (0.147 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address647 FLORA DR
CityOCEANSIDE
StateCA
Zip92057-3629
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 313 TR 006856
Legal SubdivisionMESA MARGARITA
Legal Tract006856
Legal Block1
Legal Lot Number313
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1012
Census Tract18620

Owner

Source: San Diego County records · APN 122-244-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address647 FLORA DR, OCEANSIDE, CA 92057-3629
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Grant Deed, Transfer · Conventional Mortgage
SCHOOLSFIRST FCU
Mar 04, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
GENEVA FINANCIAL LLC
Nov 09, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
GENEVA FINANCIAL LLC
Jan 29, 2019Grant Deed, Transfer · Veterans Administration Mortgage
GENEVA FINANCIAL LLC
Nov 26, 2018Grant Deed, Transfer
QUANTA FIN LLC
Dec 13, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2022 · Amount on Record
Deed SaleJun 17, 2022 · Amount on Record
Prior SaleJan 29, 2019 · Amount on Record
Deed Doc Number2022253850
Prior Transfer DateNov 20, 2017
Prior Transfer Doc0000580291
Record RefreshedSep 20, 2026

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 17, 2022
Property Address647 FLORA DR, OCEANSIDE, CA 92057-3629
Document Number0000253850
Map ReferenceMAP 6856
Instrument DateJun 01, 2022
Instrument2022-0253850
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address647 FLORA DR, OCEANSIDE, CA 92057-3629

Mortgage

Document Number0000253851
DateJun 17, 2022
Instrument2022-0253851
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJul 01, 2027
Change Frequency5 Years
Min Rate At Change2.37%
Max Rate At Change9.5%
Index5-Year TN
Max Rate9.5%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address647 FLORA DR, OCEANSIDE, CA 92057-3629
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyBNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111989
DateMar 04, 2020
Instrument2020-0111989
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85248
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address647 FLORA DR, OCEANSIDE, CA 92057-3629
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyBNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 FLORA DR, OCEANSIDE, CA 92057-3629

Mortgage

Document Number0000700381
DateNov 09, 2020
Instrument2020-0700381
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85248
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 29, 2019
Property Address647 FLORA DR, OCEANSIDE, CA 92057-3629
Document Number0000032098
Map ReferenceMAP 6856
Instrument DateJan 15, 2019
Instrument2019-0032098
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address647 FLORA DR, OCEANSIDE, CA 92057-3629

Mortgage

Document Number0000032099
DateJan 29, 2019
Instrument2019-0032099
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 26, 2018
Property Address647 FLORA DR, OCEANSIDE, CA 92057-3629
Document Number0000487968
Instrument DateNov 15, 2018
Instrument487968
Transaction TypeTransfer
Record UpdatedDec 03, 2018
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$372.90
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4241 JUTLAND DR #105 SAN DIEGO CA 921173967, 105, SAN DIEGO, CA 92117-3967
InvestorPossibly a Property Investor

Mortgage

Document Number487969
DateNov 26, 2018
Instrument487969
Lender
NameQUANTA FIN LLC
AddressWESTLAKE VILLAGE, CA 91362
Agreement
AmountAmount Recorded

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 13, 2017
Property Address647 FLORA DR, OCEANSIDE, CA 92057-3629
Document Number0000580291
Instrument DateNov 20, 2017
Instrument580291
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address551 WALA DR OCEANSIDE CA 920587499, OCEANSIDE, CA 92058-7499

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$768,519 (+2%) Land $535,016 Building $233,503
2025$8,471.00 (+12.12%)$753,451 (+10.96%) Land $524,526 Building $228,925
2023$7,555.00 (+36.99%)$679,000 Land $472,000 Building $207,000
2022$5,515.00

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