Chester County property record for 647 Fernfield Cir, Wayne, PA 19087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,524 sqft · built 1957 |
| Lot Size | 0.717 acres (31,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Jul 2026) |
| Tax Bill | $1,101 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-6Q-112 |
| Primary APN | 43-6Q-112 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| Gross Area | 2,755 sqft |
| Basement Area | 231 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 31,248 sqft (0.717 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 647 FERNFIELD CIR |
|---|---|
| City | WAYNE |
| State | PA |
| Zip | 19087-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 22 & DWG |
| Legal Subdivision | SCOTT BROTHERS |
| Legal Lot Number | 22 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | TREDYFFRIN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 300109 |
647 Fernfield Cir is owned and occupied by two individuals who bought it in July 2026.
Source: Chester County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 FERNFIELD CIR, WAYNE, PA 19087-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING |
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit THE VICTORY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Mar 21, 2025 · Amount on File |
| Deed Document Number | 202612130291 |
| Deed Book / Page | 11609 / 671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 6, 2026 |
| Property Address | 647 FERNFIELD CIR, WAYNE, PA 19087-2002 |
| Document Number | 0012130291 |
| Book / Page | 11609 / 671 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202612130291 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | LEGALTY TRANSFER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $959,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 FERNFIELD CIR, WAYNE, PA 19087-2002 |
| Document Number | 0012130292, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202612130292 |
| Name | KEYSTONE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 647 FERNFIELD CIR, WAYNE, PA 19087-2002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0102570866 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 10257/866 |
| Instrument | 11757653 |
| Name | THE VICTORY BANK |
|---|---|
| Type | Bank |
| Address | ROYERSFORD, PA 19468 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 647 Fernfield Cir was $1,101.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,101.00 | $281,560 Land $72,000 Building $209,560 | $281,560 Land $72,000 Building $209,560 |
| 2024 | $9,917.00 | $281,560 Land $72,000 Building $209,560 | |
| 1998 | $281,560 Land $72,000 Building $209,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 647 Fernfield Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2011–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Fernfield Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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