647 Emma Loop, Austin, TX 78737 Property Records

Hays County property record for 647 Emma Loop, Austin, TX 78737 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2,867 sqft · built 2015
Lot Size	0.351 acres (15,333 sqft)
Owner	Individual Name on File
Tax Bill	$15,324 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115502000C040004`

Property Details

APN / Parcel Number

Primary APN	`115502000C040004`
Alternative APN	`R118025`

Interior

Stories	1 Story
Building Area	2,867 sqft Living Area
Gross Area	3,518 sqft

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,333 sqft (0.351 acres)
Garage Type	Mixed
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	115502000C040004
Street Address	647 EMMA LOOP
City	AUSTIN
State	TX
Zip	78737-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION RANCH SEC TWO, BLOCK C, LOT 40, ACRES 0.352 AMENDED TAX CODES:RSP,SDS,WRR
Legal Subdivision	REUNION RANCH SEC TWO
Legal Block	C
Legal Lot Number	40
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1034
Census Tract	10912

Owner

Source: Hays County records · APN 115502000C040004

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	647 EMMA LOOP, AUSTIN, TX 78737-1457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUILD MORTGAGE CO
Dec 30, 2020	Quit Claim Deed, Transfer INDEPENDENCE TITLE
Feb 21, 2019	Warranty Deed, Transfer CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2024
Deed Sale	Aug 22, 2024
Prior Sale	Dec 30, 2020
Deed Document Number	24032373
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	647 EMMA LOOP, AUSTIN, TX 78737-1457
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043742
Date	Aug 12, 2021
Instrument	21043742

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYS TX
Recording Date	Dec 30, 2020
Property Address	647 EMMA LOOP, AUSTIN, TX 78737-1457
Document Number	0000060996
Instrument Date	Dec 30, 2020
Instrument	60996
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 EMMA LOOP AUSTIN TX 787371457, AUSTIN, TX 78737-1457

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Feb 21, 2019
Property Address	647 EMMA LOOP, AUSTIN, TX 78737-1457
Document Number	0000005235
Instrument Date	Feb 20, 2019
Instrument	5235
Transaction Type	Transfer
Record Updated	Mar 01, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 EMMA LOOP AUSTIN TX 787371457, AUSTIN, TX 78737-1457

Mortgage

Document Number	5236
Date	Feb 21, 2019
Instrument	5236

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Dripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$790,444 (+15.6%) Land $209,570 Building $580,874	$790,444 (-18.21%) Land $209,570 Building $580,874
2024	$15,324.00 (+7%)
2023		$683,747 Land $209,570 Building $756,830	$966,400 Land $209,570 Building $756,830
2022	$14,322.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hays County (48209C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482090109121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Oct 2013, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Oct 2013 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 29% of Texas
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AMG Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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