647 E Rte 73, Springboro, OH 45066 Property Records

Warren County property record for 647 E Rte 73, Springboro, OH 45066

Property Summary

Property Type	Farm - Irrigated or Dry
Details	5 bd · 4.5 ba · 6,926 sqft · built 1979
Lot Size	44.2 acres (1,928,837 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Feb 1990)
Tax Bill	$13,458 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-31-400-005-0`

Property Details

APN / Parcel Number

Primary APN	`05-31-400-005-0`
Alternative APNs	`0531400005` `531400005` `0114901` `114901`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	6,926 sqft Gross Area
1st Floor Area	1,725 sqft
2nd Floor Area	1,952 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	1,928,837 sqft (44.2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,297 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	612 sqft
Deck Area	294 sqft
Pole Barn	1,620 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	114901
Street Address	647 E ROUTE 73
City	SPRINGBORO
State	OH
Zip	45066
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	ROUTE 73
Legal Range	5
Legal Township	3
Legal Section	31
Legal Subdivision	ROUTE 73
Legal Block	1
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2001
Census Tract	30902

Owner

Source: Warren County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	647 E STATE ROUTE 73, SPRINGBORO, OH 45066-9786
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Dec 6, 2021	Deed of Trust, Mortgage STANELY HAPER
Feb 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 1990 · Amount on Record
Deed Sale	Feb 13, 1990 · Amount on Record
Prior Sale	Feb 13, 1990 · Amount on Record
Prior Transfer Date	Jun 1, 1984
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Aug 3, 2026
Property Address	647 E STATE ROUTE 73, SPRINGBORO, OH 45066-9786
Document Number	0000021639
Instrument Date	Jul 3, 2026
Instrument	202621639
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 E STATE ROUTE 73, SPRINGBORO, OH 45066-9786

Mortgage

Document Number	0000021639,
Date	Aug 3, 2026
Instrument	202621639

Lender

Name	MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	647 E STATE ROUTE 73, SPRINGBORO, OH 45066-9786
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3797 MAPLE GROVE LN, BEAVERCREEK, OH 45440-3573

Mortgage

Document Number	0000054571
Date	Dec 6, 2021
Instrument	2021-054571

Lender

Name	STANELY HAPER
Type	Private Party
Address	2206 SYCAMORE HILLS DR, DAYTON, OH 45459

Agreement

Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Feb 2, 2022
Property Address	647 E STATE ROUTE 73, SPRINGBORO, OH 45066-9786
Document Number	0000004259
Instrument Date	Jan 12, 2022
Instrument	2022-004259
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	FIRST CTRL LAND TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	647 E STATE ROUTE 73, SPRINGBORO, OH 45066-9786

Mortgage

Document Number	0000004260
Date	Feb 2, 2022
Instrument	2022-004260

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 17, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 17, 2027
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	5-Year CMT
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,458.00 (+16.82%) Additional exemption filed	$313,230 (-17.49%) Land $56,960 Building $256,270	$1,387,520 (+27.93%) Land $655,330 Building $732,190
2023	$11,520.00 (+2.33%) Homeowner's exemption	$379,610 (-) Land $151,949 Building $227,661
2022	$11,258.00 Homeowner's exemption	$379,610 Land $151,949 Building $227,661	$1,084,600 (-) Land $434,140 Building $650,460
2021			$1,084,600 Land $434,140 Building $650,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Point Broadband.

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