647 E Monte Verde Ave, Visalia, CA 93292 Property Records

Tulare County property record for 647 E Monte Verde Ave, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 2018
Lot Size	0.139 acres (6,074 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (May 2023)
Tax Bill	$4,900 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`123-130-093-000`

Property Details

APN / Parcel Number

Primary APN	`123-130-093-000`
Alternative APN	`123-130-093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
1st Floor Area	1,462 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	6,074 sqft (0.139 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	123-130-093
Street Address	647 E MONTE VERDE AVE
City	VISALIA
State	CA
Zip	93292-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 57 RANCHO SANTA FE ESTS UNIT#3 PHASE 2 RM43-90
Legal Subdivision	RANCHO SANTA FE ESTS UNIT#3 PHASE 2
Legal Lot Number	57
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	1
Census Block	1011
Census Tract	1706

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	647 E MONTE VERDE AVE, VISALIA, CA 93292-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 6, 2018	Grant Deed, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	202323611
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	May 22, 2023
Property Address	647 E MONTE VERDE AVE, VISALIA, CA 93292-1118
Document Number	0000023611
Map Reference	MB 43 PG 90
Instrument Date	Apr 18, 2023
Instrument	2023-0023611
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 E MONTE VERDE AVE, VISALIA, CA 93292-1118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023612
Date	May 22, 2023
Instrument	2023-0023612

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000023613
Date	May 22, 2023
Instrument	2023-0023613

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 16, 2053

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jun 6, 2018
Property Address	647 E MONTE VERDE AVE, VISALIA, CA 93292-1118
Document Number	0000030455
Map Reference	MB43 PG90
Instrument Date	Mar 27, 2018
Instrument	2018-0030455
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 E MONTE VERDE AVE, VISALIA, CA 93292-1118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030456
Date	Jun 6, 2018
Instrument	2018-0030456

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$423,420 (+2%) Land $106,120 Building $317,300
2025	$4,900.00 (+32.79%)	$415,119 (+31.57%) Land $104,040 Building $311,079
2023	$3,690.00 (+2.84%) Homeowner's exemption	$315,516 Land $76,555 Building $238,961
2022	$3,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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