647 E Cass St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 647 E Cass St, Schoolcraft, MI 49087 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1981
Square Footage1,040 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$224,500 (2022)
Tax Bill$2,275.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-18-478-039

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,040 sqft Living Area
1st Floor1,040 sqft 1st Floor
Basement Area1,040 sqft Basement

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch Style
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address647 E CASS ST
CitySCHOOLCRAFT
StateMI
Zip49087-9158
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 6-2(PART) OSTERHOUTS ADDITION TO THE VILLAGE OF SCHOOL- CRAFT LOT 8 & W 16.5FT OF LOT 7 BLK 1
Legal SubdivisionOSTERHOUTS ADD
Legal Block1
Legal Lot Number7-8
JurisdictionKALAMAZOO MI
Minor Civil DivisionSCHOOLCRAFT
Census Blockgroup1
Census Block1008
Census Tract6102

Owner

Source: Kalamazoo County records · APN 14-18-478-039

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address647 E CASS ST, SCHOOLCRAFT, MI 49087-9158
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIFIRST FINANCIAL CORP
Jan 04, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
MICHIGAN STATE HOUSING DEV AUTHORITY
Oct 21, 2022Warranty Deed, Transfer · Stand Alone Second Mortgage
MICHIGAN STATE HOUSING DEV AUTHORIT
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
CONSUMERS CU
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2022 · Amount on Record
Deed SaleOct 21, 2022 · Amount on Record
Prior SaleNov 13, 2014 · Amount on Record
Deed Doc Number202233458
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address647 E CASS ST, SCHOOLCRAFT, MI 49087-9158
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 E CASS ST, SCHOOLCRAFT, MI 49087-9158

Mortgage

Document Number2023004523
DateMar 02, 2023
Instrument2023-004523
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term356 Months
DueNov 01, 2052

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address647 E CASS ST, SCHOOLCRAFT, MI 49087-9158
Transaction TypeMortgage
Record UpdatedJan 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 BANBURY RD, KALAMAZOO, MI 49001-4911

Mortgage

Document Number2023000358
DateJan 04, 2023
Instrument2023-000358
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateOct 21, 2022
Property Address647 E CASS ST, SCHOOLCRAFT, MI 49087-9158
Document Number2022033458
Instrument DateOct 13, 2022
Instrument2022-033458
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyDEVON TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,683.75
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2742 W VW AVE, 2742, SCHOOLCRAFT, MI 49087-9608

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 BANBURY RD, KALAMAZOO, MI 49001-4911

Mortgage

Document Number2022033460
DateOct 21, 2022
Instrument2022-033460
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORIT
TypeGovernment Agency
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number2022033459
DateOct 21, 2022
Instrument2022-033459
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address647 E CASS ST, SCHOOLCRAFT, MI 49087-9158
Transaction TypeMortgage
Record UpdatedSep 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 E CASS ST, SCHOOLCRAFT, MI 49087-9158

Mortgage

Document Number2022026912
DateAug 17, 2022
Instrument2022-026912
Lender
NameCONSUMERS CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address647 E CASS ST, SCHOOLCRAFT, MI 49087-9158
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020022276
DateJul 15, 2020
Instrument2020-022276
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionSchoolcraft Township
MunicipalitySchoolcraft Village
Unified School DistrictSchoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$113,500 (+42.77%)$227,000 (+42.77%)
2025$2,275.00 (-7.29%) Homeowner's exemption
2023$79,500$159,000
2019$2,454.00

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