Schenectady County and Rotterdam Town property record for 647 Draper Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,360 sqft · built 1910 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Apr 2022) |
| Tax Bill | $4,855 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-11-29 |
| Primary APN | 422800 48.19-11-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Upper Floors Area | 440 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 188 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 647 DRAPER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G CENTR RLTY #2-50 2.-117-14 |
| Legal Block | 11 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 647 DRAPER AVE, SCHENECTADY, NY 12306-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Apr 29, 2022 | Warranty Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Feb 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2005 · Amount on Record |
| Deed Document Number | 202222926 |
| Deed Book / Page | 2083 / 824 |
| Prior Transfer Date | Mar 2, 2016 |
| Prior Transfer Doc | 0000009682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 647 DRAPER AVE, SCHENECTADY, NY 12306-3040 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 647 DRAPER AVE, ROTTERDAM, NY 12306-3040 |
| Document Number | 0000008752 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 5075/321 |
| Instrument | 202108752 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 29, 2022 |
| Property Address | 647 DRAPER AVE, SCHENECTADY, NY 12306-3040 |
| Document Number | 0000022926 |
| Book / Page | 2083 / 824 |
| Map Reference | MAP 222&223 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 202222926 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 647 DRAPER AVENUE, ROTTERDAM, NJ |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1289 DUANESBURG RD, SCHENECTADY, NY 12306-5878 |
| Document Number | 0000022929 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 202222929 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 647 DRAPER AVE, SCHENECTADY, NY 12306-3040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006997 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 4895/333 |
| Instrument | 201906997 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,855.00 (+1.91%) | ||
| 2025 | $4,764.00 | $130,000 (-) Land $9,000 Building $121,000 | $200,000 (+16.89%) Land $13,846 Building $186,154 |
| 2023 | $130,000 Land $9,000 Building $121,000 | $171,100 Land $11,845 Building $159,255 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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