647 Delrey Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 647 Delrey Rd, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,700 sqft · built 1985
Lot Size	0.914 acres (39,814 sqft)
Owner	Company Name on Record
Tax Bill	$22,124 (2026)
Deeds & Mortgages	Oct 2020 Sale Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0783844`

Property Details

APN / Parcel Number

Primary APN	`R0783844`
Alternative APNs	`07-4292-05-3-02-13-0000` `0000838267`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,814 sqft (0.914 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Deck Area	554 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000838267
Street Address	647 DELREY RD
City	WHITEFISH
State	MT
Zip	59937-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LAZY BAY SUB, S05, T31 N, R22 W, LOT 008
Legal Range	22W
Legal Township	31N
Legal Section	05
Legal Subdivision	LAZY BAY SUB
Legal Lot Number	8
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1209
Census Tract	101

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	125 N HALSTED ST, 203, CHICAGO, IL 60661-2159
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE COMPANY
Apr 16, 2018	Warranty Deed, Transfer · Commercial Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020
Deed Sale	Oct 1, 2020
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	202032704
Prior Transfer Date	Apr 8, 2005
Prior Transfer Doc	0010415150
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 1, 2020
Property Address	647 DELREY RD, WHITEFISH, MT 59937-8018
Document Number	202000032704
Instrument Date	Sep 30, 2020
Instrument	202000032704
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	125 N HALSTED ST, CHICAGO, IL 60661-2101

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 16, 2018
Property Address	647 DELREY RD, WHITEFISH, MT 59937-8018
Document Number	201800007234
Instrument Date	Mar 26, 2018
Instrument	201800007234
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	647 DELREY RD, WHITEFISH, MT 59937-8018

Mortgage

Document Number	201800007235
Date	Apr 16, 2018
Instrument	201800007235

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,124.00 (+94.86%)	$3,505,200 (+90.47%)
2025			$3,505,200 (+90.47%) Land $2,260,000 Building $1,245,200
2023	$11,354.00	$1,840,300	$1,840,300 Land $1,060,000 Building $780,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 65% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: MontanaSky Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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