Bergen County and Oradell Borough property record for 647 Cooper Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,601 sqft · built 1951 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $645,000 (Oct 2019) |
| Tax Bill | $17,862 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00211-0000-00002 |
| Primary APN | 44-00211-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,601 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 115 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 123200 |
|---|---|
| Street Address | 647 COOPER AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 100X115 |
| Legal Subdivision | PROPERTY/THE PARAMOUNT DEVELOP |
| Legal Block | 211 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40002 |
647 Cooper Ave is owned and occupied by an individual who bought it in October 2019.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 647 COOPER AVE, ORADELL, NJ 07649-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 11, 2019 | Deed with Mortgage, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on File |
| Deed Sale | Oct 11, 2019 · Amount on File |
| Deed Document Number | 20196806501 |
| Deed Book / Page | 3373 / 2263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 647 COOPER AVE, ORADELL, NJ 07649-2307 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | BREAK WATER TITLE AGENCY LLC, BREAK WATER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0040670851 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 4067/851 |
| Instrument | 2021053206 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 11, 2019 |
| Property Address | 647 COOPER AVE, ORADELL, NJ 07649-2307 |
| Document Number | 0033732263 |
| Book / Page | 003373 / 002263 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 68065 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 COOPER AVE ORADELL NJ 076492307, ORADELL, NJ 07649-2307 |
| Document Number | 33732270 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 003373/002270 |
| Instrument | 68065 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 647 Cooper Ave was $17,862, up 5.3% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $815,100 (+4.73%) Land $431,300 Building $383,800 | $815,100 (+4.73%) Land $431,300 Building $383,800 | |
| 2025 | $17,862.00 (+5.27%) | $778,300 Land $405,800 Building $372,500 | $778,300 Land $405,800 Building $372,500 |
| 2024 | $16,968.00 | ||
| 2023 | $620,600 Land $291,300 Building $329,300 | $620,600 Land $291,300 Building $329,300 | |
| 2022 | $15,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Cooper Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 647 Cooper Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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